ID.me

Senior Fraud Investigations Analyst

McLean, Virginia · Senior · Full-time

Sponsorship not specified$63k-$800kDetected 20 days ago

PythonSQLMachine LearningData AnalysisLLMsStatisticsCybersecurityDetection EngineeringCompliance

About the role

This role is responsible for leading investigations into account takeover (ATO) activity, identifying fraud patterns at scale, and strengthening detection strategies.
This role requires moving beyond case-by-case investigation into trend analysis, signal development, and data-driven decision making.

Lead complex account takeover (ATO) investigations, including multi-account and organized fraud activity
Independently own investigations from detection through resolution, including clear documentation and recommendations
Partner with engineering, data, and product teams to enhance fraud detection capabilities and signal quality
Develop and refine investigation playbooks and analytical approaches for ATO detection
Support reporting and analysis of fraud trends, detection performance, and operational metrics

Bachelor's degree from an accredited institution
4+ years of experience in fraud investigations, threat intelligence, cybersecurity, or risk management, with a focus on account takeover (ATO) attacks ( typically 4-8 years total experience
2+ years of experience using SQL, Python, or similar tools to analyze data and drive investigations
2+ years of experience interpreting fraud indicators, behavioral signals, or transaction monitoring data

Experience at a fintech company, technology company, or reputable financial institution
Strong experience analyzing organized fraud rings or large-scale ATO campaigns
Experience influencing fraud detection logic, models, or rule systems
Familiarity with AI/ML techniques applied to fraud detection and risk analysis
Ability to translate analytical findings into actionable improvements for product, engineering, or risk systems

Company Overview
ID.me is the next-generation digital identity wallet that simplifies how individuals securely prove their identity online.
ID.me is committed to "No Identity Left Behind" to enable all people to have a secure digital identity.
To learn more, visit https://network.id.me/.
ID.me is a full-time, in-office culture.
Senior Fraud Investigations Analyst
ID.me is looking for a Senior Fraud Investigations Analyst to join our organization as an execution-focused individual contributor.

$90,000 - $120,000 USD
ID.me maintains a work environment free from discrimination, where employees are treated with dignity and respect.
All ID.me employees share in the responsibility for fulfilling our commitment to equal employment opportunity.
ID.me adheres to these principles in all aspects of employment, including recruitment, hiring, training, compensation, promotion, benefits, social and recreational programs, and discipline.
Upon request we will provide you with more information about such accommodations.
ID.me participates in E-Verify.

Use fraud detection tools, machine learning outputs, and risk-scoring systems to drive high-quality investigations

In addition, ID.me's policy is to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by applicable laws, regulations and ordinances where a particular employee works.

This listing is sourced directly from ID.me's careers page and normalized into a canonical job model.