Affirm
Small Business Account Executive II
Remote US · Mid
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About the role
- The Account Executive is accountable for new merchant acquisition and the long-term quality of each partnership.
- The role translates merchant priorities into solutions across Affirm's products and capabilities, while aligning internal stakeholders across Sales, Merchant Pricing, Product, Partnerships, Risk, Legal, Operations, Implementation, and Merchant Success.
- Operate as the general manager of a portfolio that includes complex, high-growth merchants with up to $300M in total annual sales.
Responsibilities
- Generate and develop net-new pipeline. Research priority merchants, identify relevant business and market triggers, and use targeted outbound, partner channels, events, referrals, and internal resources to create qualified opportunities.
- Lead executive discovery. Engage founders, C-suite executives, and senior leaders across Finance, E-commerce, Product, Technology, Operations, and Marketing to understand strategic priorities, operating constraints, customer economics, and decision criteria.
- Build quantified business cases. Translate merchant data and objectives into clear recommendations supported by expected conversion, average order value, customer acquisition, repeat purchase, GMV, revenue, unit economics, and operational impact.
- Design the merchant solution.
- Partner with Sales Engineering and Onboarding to define the appropriate product configuration, integration path, rollout strategy, and customer experience.
- Lead opportunities that may require customized payment configurations, e-commerce platform integrations, technical solutioning, or multi-entity implementation planning.
- Navigate complex buying processes. Build champions, map stakeholders, align economic buyers and technical evaluators, manage procurement, security, legal, and risk requirements, and establish a mutual action plan through decision and signature.
- Lead commercial negotiations.
- Develop deal strategy, position differentiated value, handle objections, and negotiate pricing, terms, and partnership structure.
- Develop recommendations for non-standard partnerships.
Requirements
- Develop the account strategy, prioritization model, pipeline plan, and execution cadence required to achieve signed GMV and revenue targets.
- Strong consultative discovery, objection handling, negotiation, and closing skills, including the ability to establish a clear decision process and mutual action plan.
- Affirm considers qualified applicants with arrest and conviction records, as required by law.
Nice to have
- Experience selling payment, lending, commerce, financial software, or other solutions that require technical integration and commercial structuring.
- Familiarity with e-commerce platforms, APIs, payment flows, implementation requirements, and merchant economics.
- Experience using a structured sales methodology such as MEDDPICC, Challenger, or Sandler.
- Prior experience in business development or another role requiring high-volume prospecting and disciplined pipeline creation.
- Bachelor's degree or equivalent practical experience.
- Base Pay Grade - E
- Please note that visa sponsorship is not available for this position.
- Most roles can be done from almost anywhere within the country of employment.
Compensation
- Employees new to Affirm typically come in at the start of the pay range.
- Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
- For sales roles, the range provided is the role's On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target.
- Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
- USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $160,000 - $200,000
- USA On Target Earnings (all other U.S. states) per year: $142,000 - $182,000
Benefits
- Our benefits reflect our commitment to care, transparency, and flexibility.
- Health coverage at no cost:
- Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Flexible time off and generous holiday calendars help you rest when you need to.
- Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
Company info
- At Affirm, we exist for the moments that matter-giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
Visa & Work Authorization
- Please note that visa sponsorship is not available for this position.
This listing is sourced directly from Affirm's careers page and normalized into a canonical job model.