Nium
Analyst - Regulatory Compliance
San Francisco · Senior
Sponsorship not specified$70k-$90kDetected 46 days ago
ComplianceProject ManagementOnboardingCommunicationCritical ThinkingTime Management
About the role
- The position requires strong regulatory knowledge, sound judgment, and the ability to operate both strategically and tactically in a dynamic financial services environment.
- Assist in identifying onboarding control gaps, process inefficiencies, and opportunities for enhancement.
- Review and disposition Level 2 transaction monitoring and screening alerts and escalations.
Responsibilities
- The Regulatory Compliance Analyst will support the US Regulatory Compliance function with a primary focus on client and customer onboarding and Level 2 transaction monitoring escalations.
- This role will work closely with L1 team leads and managers to triage and resolve escalations, ensure regulatory adherence, and support broader compliance initiatives across the US entity and, as needed, other Americas jurisdictions.
- This role will contribute to a wide range of regulatory compliance activities that support both licensing protection and business growth.
- Partner with Compliance Managers and other stakeholders to resolve high risk or complex onboarding scenarios while balancing compliance requirements and customer experience.
- Partner with Compliance, Investigations, Operations, and other teams to ensure escalations are handled consistently and in accordance with regulatory expectations and internal procedures.
- Regulatory Compliance Support
- Support policy and procedure updates aligned with evolving regulatory requirements and industry best practices.
Requirements
- Bachelor's degree or equivalent experience.
- 6 years of experience in regulatory compliance, AML, BSA, financial crimes, enterprise risk, operational risk, or audit within a fintech, payments company, regulated financial institution, or regulatory agency.
- Strong experience with US AML regulations, transaction monitoring, screening, and KYC and KYB processes.
- Strong understanding of AML risk typologies, escalation criteria, and how regulatory expectations are applied in practice.
- Experience reviewing and decisioning escalated or high-risk cases.
- Strong understanding of payment flows, money transmission, banking partnerships, and regulatory requirements applicable to financial institutions and fintech companies.
- Familiarity with financial regulatory laws, rules, regulations, and industry best practices across the United States and, preferably, the Americas region.
- Strong data proficiency, including the ability to work with data and leverage insights for strategic decision making.
- Excellent verbal and written communication skills, with the ability to clearly explain complex issues to front line teams, senior management, and other stakeholders.
- Inquisitive and proactive mindset, with the ability to think strategically and propose practical, effective solutions.
- Required
- 4 - 6 years of experience in regulatory compliance, AML, BSA, financial crimes, enterprise risk, operational risk, or audit within a fintech, payments company, regulated financial institution, or regulatory agency.
- Strong analytical, investigative, and documentation skills.
- Strong project management, critical thinking, and time management skills.
- Strong curiosity about fintech, payments, and consumer financial protections.
Nice to have
- Review and assess escalated onboarding cases to ensure compliance with US regulatory requirements, including BSA, AML, sanctions, and applicable state and federal regulations.
Skills
- Provide input on risk assessments, customer risk rating methodology, and escalation frameworks.
Compensation
- This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
Benefits
- Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
- https://www.nium.com/careers#careers-perks For more information, visit www.nium.com.
- Nium expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status.
- The wellness of Nium'ers is our #1 priority.
- We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down.
- We provide role-specific training, internal workshops, and a learning stipend.
- We also provide a flexible hybrid working environment (3 days per week in the office).
Company info
- We recognize that work is also about creating great relationships with each other.
- We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
- Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations.
- As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
- We are curious, and always want to learn more with a focus on upskilling ourselves.
Equal opportunity
- Nium provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status.
This listing is sourced directly from Nium's careers page and normalized into a canonical job model.