Block
Staff Product Data Scientist, Lending
Seattle, WA, United States of America · Staff+
Sponsorship not specified$240k-$359kDetected 12 hours ago
SQLData ScienceData VisualizationStatisticsA/B TestingForecastingCollaboration
About the role
- The Data Science team at Block turns unique customer and product data into decisions that expand access to financial services.
- Our Lending team powers decisioning behind Cash App Borrow, Afterpay, Square Loans, and the next generation of first-party credit products.
- Use AI tools and agent workflows to improve both the speed and quality of analytical work, from accelerating exploration and automating repetitive tasks to generating hypotheses and stress-testing conclusions
Responsibilities
- Own end-to-end execution across analysis, metrics definition, experimentation, forecasting, visualization, and decision support
- Partner with risk teams to evaluate model and policy performance, monitor cohorts, identify bias or drift, and connect risk decisions to product and business impact
- Design and analyze experiments, rollouts, and policy changes that shape customer access, repayment outcomes, and product growth
- Turn complex product, customer, and risk data into clear insights, decision frameworks, and durable measurement systems for product, risk, and business partners
- Communicate insights clearly to technical, product, and business stakeholders, including risk partners and senior decision-makers
- Mentor and grow the team by developing junior data scientists, fostering a culture of analytical rigor and psychological safety, and contributing to hiring through interviews and calibrations
Requirements
- A bachelor's degree in statistics, data science, economics, computer science, or a similar quantitative field with 12+ years of experience in a relevant role OR
- A graduate degree in statistics, data science, economics, computer science, or a similar quantitative field with 6-8+ years of experience in a relevant role
- Advanced proficiency with SQL and experience building clear, decision-oriented data visualizations
Skills
- Experience using AI tools to improve the speed, quality, and durability of analytical work
Compensation
- $239,600 - $359,400 USD
Benefits
- Define and maintain measurement frameworks for credit products, including customer eligibility, repayment behavior, product usage, loss performance, funnel health, and long-term customer outcomes
Company info
- We're looking for a Product Data Scientist to help build, measure, and improve credit products that serve customers traditional credit systems often miss.
This listing is sourced directly from Block's careers page and normalized into a canonical job model.