Best Egg
Senior Credit Strategy Analyst - Home Secured/Super Prime UW
Wilmington, DE · Senior · Full-time
Sponsorship not specified$120k-$140kDetected 56 days ago
PythonSQLData VisualizationStatisticsComplianceExcelResearchLeadershipCommunicationCritical ThinkingPublic SpeakingUnderwriting
About the role
- At Best Egg, you'll find a culture grounded in our core values-putting people first, creating clarity, delivering with excellence -enhanced by Barclays' commitment to integrity, inclusion, and long-term impact.
- Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people's financial lives.
- As we recently integrated with Barclays, our initial focus is on candidates who are local to the Philadelphia, Delaware, New Jersey, and New York areas.
Responsibilities
- This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans
- Create test/control champion/challenger tests and monitoring to inform future strategies
- Provide scenario analysis/create financial impact sizing/develop new strategy test case
- Perform ad-hoc analytics, create reporting and presentations
- Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.
- Partner with Decision Science to define and develop Credit models and tools
- Maintain overall risk and return targets for investors particularly in a changing economic environment
Requirements
- 5+ years experience in a similar analytical role
- Must be proficient in Python or similar, SQL, and MS Excel
- Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
- Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable
- Strong knowledge of modeling tools and techniques and use in strategy
- Ability to understand competitive pressure, economic trends and their business impacts.
- High Energy with ability to work in a fast-paced environment
- Bachelor's Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master's degree a plus
- Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus
Nice to have
- Bachelor's Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required
- Master's degree a plus
- Experience in financial industry, credit risk required
- online lending, near-prime, sub-prime is a plus
Compensation
- $120k-$140k
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