Prosper

Sr. Manager, Credit Risk Analytics - Credit Card

United States · Senior

Sponsorship not specified$190k-$230kDetected 25 days ago

Machine LearningStatisticsComplianceLoad TestingLeadershipCommunicationCollaboration

About the role

As a growing company that generates cash (rare in the valley), Prosper also has a history of generating results.
The Senior Manager, Credit Risk Analytics is responsible for portfolio credit strategies and oversight of credit quality and performance of the Credit Card portfolios.
They should be a passionate business and people leader who has the business acumen and domain expertise to guide the team to tackle challenges in novel and effective ways.

Develop credit strategies to improve the credit performance by using data, ML/AI models and advanced analytics tools.
Identify and evaluate new vendors / data sources and create business cases.
Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance.
Outstanding thought leadership and skills to translate business problem into analytical problems; ability to build and enhance framework
A team player - collaborate with people across functions and a business owner mentality

Design and evaluate A/B tests, with a strong understanding of risk-return trade-offs.
Have experience with credit loss forecast and stress testing exercise.
Exceptional communication skills in both written and oral. ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team

Master's degree in Business, Statistics, Mathematics, Engineering or Economics
Strong business acumen and extensive knowledge about credit management
3+ years of people leadership experience
A quick thinker and can handle questions on unfamiliar topics with convincing skills
Ability to work in fast-paced environment and meet deadlines without sacrificing quality
Ability to work productively in a remote/in-person hybrid working environment
please click here to view our Artificial Intelligence Notice for Applicants.
Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo.
Prosper is committed to an inclusive and diverse workplace.
Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.
All personal loans are made by WebBank.

Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.
Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.

We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.
Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.

Diversity expands opportunities
Collaboration creates better solutions
Curiosity fuels our innovation
Integrity defines all our relationships
Excellence leads to longevity
Simplicity guides our user experience
Accountability at all levels drives results
Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country.
Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.
Prosper's flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey.
Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions.
Learn more at www.prosper.com.
We're on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity.
We realize that new ideas can come from everywhere.

Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.

This listing is sourced directly from Prosper's careers page and normalized into a canonical job model.