PREMIER
Senior Credit Analyst
Sioux Falls, SD · Senior · Full-time
Sponsorship not specifiedDetected 31 days ago
Financial AnalysisAccountingEpic
About the role
- Essential duties and responsibilities include the following.
- Attend and participate in weekly loan committee meetings, providing expert-level input and responding to questions regarding financial analysis, loan structure, and borrower performance.
- Monitor credit approval timelines and assist Business Bankers with the timely completion of credit memos and annual reviews in alignment with internal lending guidelines.
Responsibilities
- Independently analyze complex borrower financials, identify trends and risk factors, and prepare detailed credit arrangements in partnership with Business Bankers to support sound lending decisions.
Requirements
- Strong ability to work closely with Business Bankers and clients, clearly communicate financial insights, and contribute to loan committee discussions.
- Proficiency in managing multiple credit tasks with precision and ensuring compliance with internal credit policy, documentation standards, and deadlines.
Nice to have
- Bachelor's degree in business, Finance, Accounting, or a related field is preferred
Skills
- Expertise in interpreting complex financial statements, identifying credit risks, and preparing thorough and accurate credit arrangements.
- Demonstrated ability to independently analyze complex financial statements and contribute to credit structuring and approval processes.
- Full medical benefits when working 20+ hours per week
- Traditional and High-Deductible health plan options available
- FREE dental and vision coverage
- Generous Paid Time Off plans
- 401(k) - dollar-for-dollar match up to 5% of total compensation
- Special discounts and offers for events at the Denny Sanford PREMIER Center
- PREMIER Wellness Program
- Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year
- Fun Employee Parties
Compensation
- 401(k) - dollar-for-dollar match up to 5% of total compensation
- Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year
Benefits
- At First PREMIER Bank and PREMIER Bankcard, we've created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back.
- We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities.
- Emphasis on personal success, respect, health, wellness, fun and giving back
Company info
- First PREMIER Bank
- About the Role
- Independently conducts complex credit analysis and supports the structuring of commercial loan relationships.
- Partners closely with Business Bankers to prepare high-quality credit arrangements, provides advanced financial insights, and ensures compliance with lending policies and timelines.
- Serves as a mentor and resource to junior analysts, leads training efforts, and contributes to department process improvements and credit administration.
- Job Duties and Responsibilities
- Essential duties and responsibilities include the following. Other duties may be assigned.
- Engage directly with clients when needed to clarify financial data, assist with credit-related questions, and serve as a secondary point of contact in the lender's absence.
- Skills and Qualifications
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This listing is sourced directly from PREMIER's careers page and normalized into a canonical job model.