PREMIER

PREMIER

Senior Credit Analyst

Sioux Falls, SD · Senior · Full-time

Sponsorship not specifiedDetected 31 days ago
Financial AnalysisAccountingEpic

About the role

  • Essential duties and responsibilities include the following.
  • Attend and participate in weekly loan committee meetings, providing expert-level input and responding to questions regarding financial analysis, loan structure, and borrower performance.
  • Monitor credit approval timelines and assist Business Bankers with the timely completion of credit memos and annual reviews in alignment with internal lending guidelines.

Responsibilities

  • Independently analyze complex borrower financials, identify trends and risk factors, and prepare detailed credit arrangements in partnership with Business Bankers to support sound lending decisions.

Requirements

  • Strong ability to work closely with Business Bankers and clients, clearly communicate financial insights, and contribute to loan committee discussions.
  • Proficiency in managing multiple credit tasks with precision and ensuring compliance with internal credit policy, documentation standards, and deadlines.

Nice to have

  • Bachelor's degree in business, Finance, Accounting, or a related field is preferred

Skills

  • Expertise in interpreting complex financial statements, identifying credit risks, and preparing thorough and accurate credit arrangements.
  • Demonstrated ability to independently analyze complex financial statements and contribute to credit structuring and approval processes.
  • Full medical benefits when working 20+ hours per week
  • Traditional and High-Deductible health plan options available
  • FREE dental and vision coverage
  • Generous Paid Time Off plans
  • 401(k) - dollar-for-dollar match up to 5% of total compensation
  • Special discounts and offers for events at the Denny Sanford PREMIER Center
  • PREMIER Wellness Program
  • Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year
  • Fun Employee Parties

Compensation

  • 401(k) - dollar-for-dollar match up to 5% of total compensation
  • Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year

Benefits

  • At First PREMIER Bank and PREMIER Bankcard, we've created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back.
  • We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities.
  • Emphasis on personal success, respect, health, wellness, fun and giving back

Company info

  • First PREMIER Bank
  • About the Role
  • Independently conducts complex credit analysis and supports the structuring of commercial loan relationships.
  • Partners closely with Business Bankers to prepare high-quality credit arrangements, provides advanced financial insights, and ensures compliance with lending policies and timelines.
  • Serves as a mentor and resource to junior analysts, leads training efforts, and contributes to department process improvements and credit administration.
  • Job Duties and Responsibilities
  • Essential duties and responsibilities include the following. Other duties may be assigned.
  • Engage directly with clients when needed to clarify financial data, assist with credit-related questions, and serve as a secondary point of contact in the lender's absence.
  • Skills and Qualifications

This listing is sourced directly from PREMIER's careers page and normalized into a canonical job model.