Clair

Product Data Scientist

New York

Sponsorship not specified$190k-$200kDetected 12 days ago

PythonSQLMachine LearningData ScienceStatisticsA/B TestingForecastingExperimental DesignUnderwriting

About the role

Translate model outputs (e.g., risk scores) into actionable business decisions, such as approval thresholds and lending strategies.
Serve as the single source of truth for all experiments, ensuring consistency, rigor, and proper interpretation of results across the organization.
Define and standardize core product and financial metrics, including how we measure model impact, user behavior, and unit economics.

Own and manage Clair's experimentation ecosystem, including the design, execution, and analysis of A/B tests across underwriting and product experiences.
Design experiments that evaluate key levers such as credit limits, accrual mechanisms, and pricing, and quantify their impact on both growth and risk metrics.
Partner closely with Product, Finance, Risk, and Engineering teams to align on strategy, evaluate trade-offs, and inform decision-making.
As a Product Data Scientist at Clair, you'll own the experimentation and analytics layer that drives our product and underwriting decisions.

5+ years of experience in data science, product analytics, or a related analytical role.
Proven experience owning end-to-end experimentation programs and influencing product decisions through data.
Demonstrated ability to translate complex analyses into clear business insights and recommendations.
Experience working cross-functionally with Product, Finance, or Strategy teams in a fast-paced environment.
Strong business intuition and ability to think in terms of trade-offs, unit economics, and growth vs. risk.

Experience in fintech, lending, or credit-related products.
Familiarity with underwriting concepts such as risk scoring, approval strategies, and loss modeling.
Proficiency in Python or R for data analysis.
Experience with experimentation platforms and statistical tooling.
Additional Details
Clair will only contact candidates from @getclair.com email addresses.
We will never ask for payments or sensitive personal information during the hiring process.
If you happen to receive anything suspicious, please ignore it.

The annual base salary range for this role is $190,000-$200,000.
The base pay for this role is determined using many factors, such as education, skills and experience and is reflective of Clair Series stage and size.
Base pay is only one part of Clair's competitive total compensation package which includes equity, benefits and additional perks.
The base pay range is subject to change and may be modified in the future.
Unlimited vacation for salaried roles, generous PTO for hourly roles

Medical, Dental, & Vision Coverage, with option to extend to your family
Fully-paid parental leave
Company-sponsored 401k, HSA, and FSA
Unlimited vacation for salaried roles, generous PTO for hourly roles
Company-sponsored short-term and long-term disability insurance
Apart from getting to work with our incredible team, here are some of the benefits you can expect when you join Clair:
We actively seek a diverse applicant pool and do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

If you can send your friends money in seconds, why does it still take your employer two weeks to send your paycheck?
At Clair, we are on a mission to create financial freedom for America's workers by giving them a digital banking platform that allows them to get paid as soon as they clock out of work.
But we're not just another digital bank or on-demand pay provider.
We meet Americans at their place of work by embedding our products within the scheduling, workforce management, and payroll apps they already use every day.
Learn more about us at getclair.com/about http://getclair.com/about

This listing is sourced directly from Clair's careers page and normalized into a canonical job model.