VyStar Credit Union
Senior Commercial Credit Underwriter
Jacksonville, FL - VyStar Tower · Senior · Part-time
Sponsorship not specifiedDetected 22 days ago
Financial AnalysisAccountingRecruitingHRLeadershipCommunicationMentoringUnderwriting
About the role
- Part time positions start at a minimum of 30 hours per week.
- The incumbent must effectively utilize their judgment, skills and experience while analyzing business credit files including identifying financial trends, risks, and strengths/weaknesses.
- A Senior Commercial Credit Underwriter will be responsible for underwriting and analyzing the larger and more complex business and commercial credits and reviewing credit files completed by other Underwriters.
Requirements
- Assemble pertinent information and reports for the Business Credit and Servicing Manager as required.
- BA/BS degree with emphasis in Accounting, Business or Finance
- Relevant work experience may be substituted on a 2:1 ratio in lieu of a BA/BS degree.
- Minimum of eight (8) years of experience in a business/commercial credit underwriting and analysis environment within a financial institution.
- Advanced knowledge of business tax returns and business financial statements.
- Advanced understanding of financial analysis including cash flow, profitability, liquidity, leverage, and solvency.
- Advanced knowledge of standard underwriting theory. Demonstrated ability to successfully structure complex credit requests that minimize risk while providing member value.
- Basic understanding of generally accepted accounting practices.
- Knowledge of State and NCUA regulations.
- Highly developed written and verbal communication skills. Professional interpersonal skills, including the ability to build rapport and professionally interact at all levels with the organization.
- Must be highly motivated
Skills
- Knowledge, Skills and Abilities
Compensation
- Incumbent's primary function is to effectively underwrite, analyze and assess the risks for proposed and funded member business credits to new loans, renewals, modifications, annual reviews, work-out and troubled debt restructures (TDR), au
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This listing is sourced directly from VyStar Credit Union's careers page and normalized into a canonical job model.