Cardless

Cardless

Payment Operations Manager

San Francisco

Sponsorship not specified$150k-$180kDetected 90 days ago
SQL

About the role

  • We've launched 14 credit cards, including for Coinbase, Alibaba, and Qatar Airways.
  • We help businesses bring imaginative card programs to life, and have pioneered technology to embed credit card features natively into their products.
  • We value curiosity, humility, and intensity - we move fast and take ownership.

Responsibilities

  • ✈️ Team building events & happy hours
  • At Cardless, we're building a credit card and loyalty platform that consumer businesses use to engage their customers.
  • Working with our key operational systems, managing external partners (processors, issuing banks, networks), and driving high-impact initiatives like processor integrations, program launches, and process improvements.
  • You'll balance hands-on operational execution with program-level ownership, ensuring our payments systems are reliable, scalable, and ready to support new products and partners.
  • You'll identify the highest-leverage opportunities to automate, build the tooling (or spec it for engineering), and make sure our ops team can support 10x the volume without 10x the headcount.

Requirements

  • 5+ years in payment or card operations (issuer, processor, or fintech)
  • Experience with card processors, reconciliation, and network file formats (Visa, Mastercard, Amex)
  • Knowledge of network mandates, BINs, and card lifecycle operations

Nice to have

  • fintech experience is a plus
  • Comfortable in fast-moving, ambiguous environments

Compensation

  • The expected cash compensation for this role is $150,000-$180,000 annually, plus equity and benefits.
  • Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.

Benefits

  • We're proud to offer our team excellent benefits:
  • 💸 Meaningful startup equity
  • 🏥 100% health, vision & dental primary coverage
  • ➕ 75% health, vision & dental dependent coverage
  • 🚎 $250/month commuter benefit
  • 👶 Parental leave
  • 🌴 Flexible PTO with a minimum of 15 days off per year
  • We're headquartered in San Francisco, and have raised about $90M in equity funding from top venture capital firms and angels.

Visa & Work Authorization

  • Experience with card processors, reconciliation, and network file formats (Visa, Mastercard, Amex)
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This listing is sourced directly from Cardless's careers page and normalized into a canonical job model.