Mqreferrals
FP&A Manager, GTM Finance - Credit Products
Remote, USA
Sponsorship not specified$128k-$160kDetected 27 days ago
SQLSnowflakeRESTData AnalysisFinancial ModelingAccountingForecastingExcelFP&ALeadershipMentoringRisk Modeling
About the role
- You'll flex in on debit and prepaid as needed, but credit is where you'll spend the majority of your time.
- They come with different revenue mechanics, cost structures, and stakeholders - and modeling them well means understanding life-of-loan economics, vintage performance, capital efficiency, and revenue share splits across multiple parties.
- You won't be on the sidelines forecasting - you'll be in the room helping Sales shape deals in real time, pressure-testing assumptions on interchange splits, loss curves, and program economics.
Requirements
- Bachelor's degree in a quantitative field - Finance, Accounting, Economics, Engineering, Math, or any discipline that built your numerical fluency
- 6-8 years of experience in financial planning and analysis, deal desk, pricing, credit product finance, or a related GTM finance function - with meaningful exposure to credit card or lending economics
- You already use AI tools in your day-to-day work, you have opinions about what's overhyped and what's actually useful, and you see AI as leverage to do more - not a threat or a checkbox
- Excellent written and verbal communicator - you can take a messy credit deal structure with five moving parts and turn it into a one-slide answer for an executive
- Familiarity with BIN sponsorship economics and direct bank partnership structures
- Working knowledge of credit risk modeling concepts: expected loss, vintage analysis, behavioral scoring
- Working knowledge of capital markets concepts relevant to credit card receivables: warehouse facilities, securitization, cost of funds
- Familiarity with credit card regulatory framework (Reg Z, CFPB requirements, state usury considerations)
Nice to have
- A tier for the most expensive working areas, like the San Francisco Bay area and New York City.
- Visit this page or consult with a Recruiter to determine which tier would be applicable to you.
- Free therapy sessions, financial and professional coaching, and legal advice
- Through Flex First, the freedom to live and work wherever you and your family thrive
- Model multi-party revenue share structures across program manager, sponsor bank, processor, and network - and stress-test how the splits behave at different volume and performance tiers
Compensation
- Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office.
- To support Flex First, we calibrate pay to a competitive value according to working location.
- is aligned according to three tiers within the
- Annual "development dollars" to support our people growth and development
Benefits
- Multiple health insurance options
- Flexible time off - take what you need
- Retirement savings program with company contribution and after tax contributions
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Monthly stipend to support our remote work model
Visa & Work Authorization
- Familiarity with BIN sponsorship economics and direct bank partnership structures
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