Toyota Motor Corporation
Product Manager
Plano, Texas
No sponsorshipDetected 1 day ago
Machine LearningProduct ManagementProduct StrategyProject ManagementStakeholder ManagementPRDsLeadershipCommunicationCollaborationUnderwriting
About the role
- These are just a few words that describe what life is like at Toyota.
- We're looking for talented team members who want to Dream.
- An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America.
Responsibilities
- Own the compliance foundation - ensure every credit decision and disclosure is defensible and meets regulatory requirements (TILA, ECOA, Fair Lending, CFPB), partnering closely with legal and compliance
- Own the product quality, testing strategy, and validation of business outcomes before release. Define success m etrics b eyond c onversion ( i.e.: Time-to-fund, Cost-per-origination, dealer experience satisfaction etc.)
- Define product strategy through P ress Release + Frequently Asked Questions ( PR/FAQs ) and Product Requirements Documents ( PR Ds ) that articulate the customer problem, the solution, and how we'll measure success
- Partner with engineering and design - you bring the "what" and "why," they bring the "how"
- Instrument everything - define success metrics for approval rates, funnel conversion, and risk, build dashboards, and use data to decide what to build next
- Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future.
- Own fraud and identity - partner with risk and fraud teams to define the identity verification and fraud-detection checks that protect customers and the business without adding friction for legitimate applicants
- Own the product quality, testing strategy, and validation of business outcomes before release.
- Deep understanding of loan originations and consumer lending - how credit decisions get made, how risk is priced, and what drives approval, funding, and loss
- Ability to d rive strategic direction to increase auto decisioning and counter offers as we expand to support full spectrum cre dit to our customers
Requirements
- 7+ years of product management experience on digital products related to financing
- Experience with credit decisioning, underwriting, or approval systems - you understand the mechanics behind a lending decision, not just the customer-facing surface
- Startup mindset with enterprise polish - you're comfortable with ambiguity, you move fast, but you can bring along critical stakeholders with patience and confident leadership
- Experience with fraud and identity - you understand how fraud and identity-verification systems work and how to balance risk controls against customer friction
Compensation
- Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Company info
- Collaborative.
- A place to dream and do.
- As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve.
- Grow. with us.
- While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible.
- At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.
- You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, TN, (job flexibility benefits) (also known as I-140 or Adjustment of Status portability), etc.) now or in the future.
- You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.
- Who We're Looking For
- Toyota Financial Services is looking for a product manager who is obsessed with the customer, makes decisions with data, and moves with the urgency of a startup inside one of the world's most trusted brands.
Visa & Work Authorization
- Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future.
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This listing is sourced directly from Toyota Motor Corporation's careers page and normalized into a canonical job model.