Thehartford

Thehartford

Captives Underwriting Officer

Hartford, CT

Sponsorship not specified$176k-$264kDetected 30 days ago
AccountingForecastingRecruitingPerformance ManagementOnboardingLeadershipCommunicationCollaborationProblem SolvingMentoringActuarial ScienceUnderwritingProperty & Casualty

About the role

  • Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too.
  • Join our team as we help shape the future.
  • This role can have a Hybrid or Remote work schedule.

Responsibilities

  • Owns (with Captives business leadership) the operating plan results for the Captives portfolio (rate achievement, retention, new business and profitability).
  • Develops execution strategies to deliver plan commitments and monitors trends to proactively address variances in financial results.
  • Supports disciplined profitable growth by improving submission-to-bind conversion through appetite clarity, broker engagement, and underwriting efficiency.
  • Operates as a subject matter expert in Captives and loss-sensitive structures; provides thought leadership and support to product, underwriting, and go-to-market initiatives.
  • Develops and socializes underwriting appetite guidance for SPC and Group Captives, including customer profile parameters and target segments.
  • Leads authority maintenance and cascades authority consistent with enterprise CUO/OCUO frameworks; partners to refresh referral best practices and accountability.
  • Partners with Actuarial and Finance to support pricing consistency, unified success metrics, and improved analytics without manual workarounds.
  • Develop and execute a data strategy for Captives, recognizing differing needs of Group Captives vs. SPC (dashboards, program-like reporting, and forecasting tools).
  • Partner to modernize underwriting systems/workflows and integrate documentation/tools to streamline submission-to-bind and renewal processes.
  • Map and document the SPC workflow end-to-end (submission through exhibit/binding) to identify pain points and automation opportunities.

Requirements

  • 10+ years of Commercial P&C insurance experience with underwriting and/or product leadership background.
  • ability to guide risk selection, pricing decisions, and referral governance.
  • Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role.
  • Strong underwriting acumen and technical discipline
  • Sound financial acumen with experience interpreting performance results and driving an operating plan.
  • Ability to influence in a matrixed organization and collaborate effectively across underwriting, operations, actuarial, finance, claims, and risk engineering.
  • Strong analytical and problem-solving skills
  • able to translate insights into action and process improvements.
  • Superior communication skills (written and verbal) with ability to engage confidently with senior leadership and external partners.
  • Leadership/management capability with a track record of mentoring, coaching, and developing underwriting talent.

Nice to have

  • Bachelor's degree required
  • MBA or other related graduate degree preferred.
  • CPCU or other relevant industry designation preferred.
  • Demonstrated experience with loss-sensitive structures and/or alternative risk solutions
  • Captives experience preferred.

Compensation

  • The listed annualized base pay range is primarily based on analysis of similar positions in the external market.
  • Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role.
  • The base pay is just one component of The Hartford's total compensation package for employees.
  • Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition.
  • The annualized base pay range for this role is:
  • $176,000 - $264,000

Benefits

  • Build and sustain a talent model that develops loss-sensitive expertise and mitigates key-person and retirement risk.
  • Establishes and maintains portfolio health monitoring (gross vs. net views, rate/premium adjusted monitoring, corridor/funding considerations where applicable).
  • Builds a high-performance culture with peer-to-peer accountability, candid feedback, and shared learning.

Company info

  • We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Equal opportunity

  • Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
  • About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
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