Movement

Jumbo Scenario Desk Sr. Underwriter

Sacramento, California · Senior

Sponsorship not specified$100k-$147kDetected 28 days ago

ExcelCommunicationCollaborationCritical ThinkingOrganizational SkillsMicrosoft OfficeUnderwriting

About the role

Join the company defining what it means to be an Impact Lender!
In 2023, we pioneered again, helping launch Impact Lending - a new category of lending.
Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

Manage Program matrices and Sales support tools
Training Sales partners and underwriting department on Investor programs
Support Underwriting, Credit Policy and Product Development with tasks that arise surrounding the scenario desk including (but not limited to):
Assist Team Lead with tasks that arise surrounding the scenario desk including (but not limited to):
Facilitate the preparation of Exception requests received upfront on the inbox to review prior to escalating to Team Lead to ensure loan parameters meet general guideline requirements aside from variance outside guides being requested
Triage and escalate difficult/advanced questions to Team Lead

At least 5 years of Prime, Jumbo, NON-QM and Conventional underwriting experience
Strong proficiency in Microsoft Office (Outlook, Word, Excel, One Drive) and Adobe Acrobat, navigating the internet, and generally tech savvy.
Knowledge of Investor guidelines and overlays
Help develop resource tools to increase productivity and proficiency
Meeting company turn times and metrics
Navigation of multiple Investor portals
Meticulous with a focus on accuracy, demonstrating extreme attention to detail and critical thinking
Demonstrate a history of effective, proactive, and precise verbal and written communication
Demonstrate organizational skills and ability to prioritize, multi-task, manage time, problem solve, and work independently in a fast-paced environment
Initiative-taking attitude towards learning and staying updated on industry standards and development
Professional, friendly, courteous, positive, collaborative, and client-centric that supports multiple departments.

Jumbo & Non-QM experience preferred
Experience with MD (Mortgage direct)
Ability to triage and prioritize tasks effectively
High School Diploma or Equivalent
Five (5)+ years of underwriting conventional underwriting experience in a Correspondent environment
$100,000.00 - $147,200.00 The range for the position in other geographies may vary based on market differences.
The actual compensation will be determined based on experience and other factors permitted by law.
Prorated based on the start date month

Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE
Train on and increase knowledge of loan programs, to provide additional scenario coverage on desk for the following programs:
DSCR (Debt Service Coverage Ratio)

Mortgages are what we do, but that doesn't define who we are.
In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process.
At Movement, we are Impact Lenders.
We give 40%-50% of our profits to making an impact in our communities.
For us, purpose and people have always come before profit.
June 22, 2026
We're definitely not your average mortgage company.
When you're ready to grow your career AND your impact, we're ready for you.
We're also one of the nation's top lenders and are redefining corporate culture.
We work hard, we have fun, we invest in our people and we make a difference.
Sound like a plan?

This listing is sourced directly from Movement's careers page and normalized into a canonical job model.