Perpay

Perpay

Business Operations Associate (Rotational Program)

Philadelphia, Pennsylvania, United States · Full-time

Sponsorship not specifiedDetected 15 days ago
Customer SupportCommunicationCollaborationAdaptability

About the role

  • We're seeking highly motivated recent graduates (or equivalent experience) who are passionate about our mission and eager to make a meaningful impact on our customers, while supporting the growth of operations.
  • This role also provides a unique chance to explore a range of professional growth opportunities through rotations across various internal teams (for example: Product, Acquisition, Merchandising, Credit Card, Marketing, Compliance, People, and more).
  • You'll play an integral role in shaping product development and process improvements, acting as a liaison between customers and internal teams.

Responsibilities

  • Deliver exceptional customer service across multiple channels (chat, email, phone), guiding users through their shopping and credit-building journey
  • Drive resolution of high-impact problems across operational verticals: Core, Marketplace, Card, and Risk
  • Collect and analyze customer service data to develop and implement performance improvement strategies
  • Collaborate with overseas BPO (Business Process Outsourcing) partner to provide actionable feedback on customer service interactions, ensuring continuous improvement in agent efficiency, accuracy, and overall service quality
  • Maintain and update internal training materials, including SOPs and operational documentation
  • Work cross-functionally by proposing solutions to optimize operational efficiency and drive business outcomes
  • Collaborate with Merchandising to support seamless execution of orders, pricing, shipments, and vendor coordination
  • Leverage customer service expertise to manage BPO operations, setting clear performance standards to shape agent output while ensuring alignment of business goals

Requirements

  • A BA/BS degree, having graduated in 2023-2026, or equivalent experience

Skills

  • Help shape the future of Perpay, ensuring that we continue to exceed customer expectations and expand access to financial services for all
  • Rotate through internal teams including Product, Acquisition, Merchandising, Credit Card, Marketing, Compliance, and People
  • Measure and communicate user friction points to the Product team and propose UX solutions
  • Lead training for new and existing team members

Compensation

  • Meaningful compensation and equity

Benefits

  • Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
  • If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.
  • Meaningful compensation and equity
  • Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
  • Unlimited PTO policy
  • ​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW

Company info

  • Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.
  • With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.
  • Our venture partners include First Round Capital and L Catterton.
  • Products we've built to make an impact:
  • Perpay is a certified B Corp and Philadelphia's most impactful growth-stage startup.
  • We are driven by a mission to significantly improve the financial stability of everyday Americans.
  • For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.
  • With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment.
  • We are scaling our operations, building new offerings, and deepening our impact.
  • We are looking for teammates eager to join us on this journey.
  • Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
  • Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
  • Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
  • Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office.

This listing is sourced directly from Perpay's careers page and normalized into a canonical job model.