EarnIn
Staff Risk Analyst
Remote, US · Staff+ · Full-time
Sponsorship not specified$174k-$255kDetected 27 days ago
PythonSQLDatabricksData VisualizationLeadership
About the role
- This role is the single accountable owner of EarnIn's fraud risk management.
- You will operate as the company's fraud SME, setting direction, influencing architecture, and driving alignment across Engineering, Product, Compliance, and Fraud Ops.
- Our salary ranges are determined by role, level, and location.
Responsibilities
- Own the full fraud policy lifecycle - spanning identity verification, account opening, deposits, card transactions, and key monetary actions - from signal analysis and risk design through rule implementation, monitoring, iteration, and ongoing optimization
- Support AML rule design, simulation, and governance in partnership with Financial Crimes Compliance
- Lead fraud initiatives spanning Engineering, Product, Compliance, Fraud Ops, and external partners, including Visa and banking partners
- Drive alignment on risk decisions that balance fraud exposure, customer experience, and regulatory requirements simultaneously
- Build and maintain fraud dashboards enabling real-time monitoring and self-serve analytics
- Mentor junior analysts and build knowledge transfer programs to scale fraud capability across the organization
Requirements
- 7+ years in analytics within fintech or consumer products
- Bachelor's, Master's, or PhD, or equivalent industry experience
- Demonstrated experience with SQL and experience with Python or R
- Experience with external fraud platforms such as Visa Risk Manager, Socure, or equivalent
- Proven track record of driving structural improvements in fraud outcomes across multiple domains simultaneously
- If you have any concerns about the use of AI in our hiring process, please connect with your recruiter.
Nice to have
- Experience with Periscope, Tableau, Databricks, Amplitude, and/or Optimizely is a plus
Compensation
- The US base salary range for this full-time position is $173,928-$254,657, plus equity and benefits.
Benefits
- The US base salary range for this full-time position is $173,928-$254,657, plus equity and benefits.
Company info
- We are seeking a Staff Risk Analyst (Fraud) to partner closely with the Chief Risk Officer.
- At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community.
Visa & Work Authorization
- Lead fraud initiatives spanning Engineering, Product, Compliance, Fraud Ops, and external partners, including Visa and banking partners
This listing is sourced directly from EarnIn's careers page and normalized into a canonical job model.