Midland States Bank

Mortgage Careers- All Levels

Effingham, IL

Sponsorship not specifiedDetected 19 days ago

SalesBusiness DevelopmentNegotiationCollaborationAdaptabilityUnderwriting

About the role

Primary responsibilities include the collecting and analyzing of prospect's income, assets and liabilities in in order to advise them on the most appropriate mortgage products as well as other products and services to meet their financial needs.
This position is an individual contributor.
Responsible for the sales and origination of family residential loans within predetermined guidelines and rates set forth by the Bank and its investors.

Deliver "best-in-class" customer service.
Provides support at bank sponsored events.
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners.
May require work in a Midland office to ensure collaboration and support of internal and external customers.

Bachelor's degree in business, finance, real estate, or related field preferred.
Ability to obtain NMLS State License or Federal NMLS Registration.
1+ years' experience in real estate and/or mortgage.
Knowledge of FHA, FNMA and FHLMS underwriting guidelines.
Knowledge of mortgage compliance regulations.
Business acumen and judgment- bank mortgage products, policies, and procedures.

Strong entrepreneurial and business development/sales experience/skills.
Needs analysis skills - analyzing information regarding customer income/debts, etc.
Interpersonal/Persuasive/Influencing and negotiation skills.

At Midland States Bank, base salary is one component of our Total Rewards program.

for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off.
Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan.
Incentives and benefits are subject to eligibility requirements.
At Midland States Bank, base salary is one component of our Total Rewards program.
Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience.
This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards).

This listing is sourced directly from Midland States Bank's careers page and normalized into a canonical job model.