Enova

Enova

Data Scientist - Portfolio (Hybrid)

Chicago, IL · Senior · Full-time

Work authorization required$87k-$110kDetected 103 days ago
PythonSQLMachine LearningData AnalysisData ScienceStatisticsA/B TestingCommunicationCollaborationProblem SolvingRisk Modeling

About the role

  • We are seeking a talented Data Scientist to join our Credit Risk Modeling team.
  • Our models power our lending decisions, providing critical risk insight to enable competitive and profitable loan offers.
  • Your role will be essential in improving and managing this fundamental area of our business.

Responsibilities

  • Develop and refine proprietary models to assess customer credit profile
  • Collaborate closely with the Strategy and Operations team to drive new initiatives
  • Design and implement A/B testing frameworks to evaluate the performance of our models and product configurations, analyzing outcomes to drive continuous improvement
  • This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks-in order to create accessible credit for millions.

Requirements

  • Degree in Statistics, Mathematics, Economics, Computer Science, or a related field
  • 3+ years of experience in Data Science, Analytics or related field
  • Advanced programming skills and the ability to write customized programs for meaningful data analysis and predictive modeling (Python)
  • Experience working with relational databases, such as SQL
  • Ability to improve your work flow and delivery timelines with AI tools.
  • Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment

Nice to have

  • Experience in financial services, fintech, or a related industry preferred

Compensation

  • The budgeted annual salary range for this position is $87,000 to $110,000.
  • Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown.
  • Additional compensation for this role may include a bonus.

Benefits

  • Health, dental, and vision insurance including mental health benefits
  • PTO & paid holidays off
  • Paid parental leave
  • Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform.

Visa & Work Authorization

  • However, we are not able to sponsor visas or take over sponsorship at this time.

This listing is sourced directly from Enova's careers page and normalized into a canonical job model.