M&T Bank

Commercial Credit Associate, CRE

Pittsburgh, PA

Sponsorship not specified$86k-$143kDetected 10 hours ago

Financial ModelingAccountingAuditingResearchCommunicationCollaborationProblem SolvingCritical ThinkingTime ManagementInternal AuditUnderwriting

About the role

The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial clients at M&T Bank.
This role serves as a critical link between relationship managers (RM) and credit risk management to facilitate sound lending decisions and portfolio management.
Primary Responsibilities: Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan.

Partner proactively with relationship managers (RM) and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction.
Our core values - integrity, ownership, collaboration, curiosity, and candor - drive the work we do.
We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

Bachelor's degree in Accounting, Finance, Economics or related field and at least 4 years' experience in commercial credit, public accounting, and financial statement analysis.
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics.
Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis.
Proficiency with Microsoft Office.
Experience with Capital IQ, FactSet, and Bloomberg.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees.
The pay range for this position is $85,800.00 - $143,000.00 Annual (USD).
The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
A CCM program includes, but is not limited to, annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.

As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year.
Will work with senior team members on more challenging complex transactions/account coverage.

Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case.
Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.
Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan.
As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest.
make a difference in people's lives and uplift the communities we serve.
We are a bank for communities-combining the capabilities of a large bank with the care of a locally focused institution.

If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance.

applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic

This listing is sourced directly from M&T Bank's careers page and normalized into a canonical job model.