Upstart

Senior Engineering Manager, Upstart Bank

United States | Remote · Senior

Sponsorship not specified$195k-$257kDetected 12 days ago

Distributed SystemsCloud PlatformsSparkA/B TestingCadenceInternal Audit

About the role

Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
But the numbers only hint at the impact.
Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

Lead and grow one or more engineering teams responsible for a critical area of the Upstart Bank platform
Drive execution across complex, bank-critical systems in areas such as ledgering and funding, deposits and payments, reporting, or integrations
Partner with Product, Compliance, Legal, Risk, Finance, and Operations to translate business and regulatory needs into technical plans and delivered software
Contribute to technical direction and architecture for your area, ensuring systems support reliability, resilience, security, traceability, and auditability
Manage cross-functional dependencies and improve the predictability and quality of delivery across teams
Build engineering processes that support internal controls, audits, change management, and reliable operation in a regulated environment
Hire, coach, and develop engineers and emerging engineering leaders
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that's both radically intelligent and deeply human.
And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you'll have the support to work in the way that works best for you.

Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience
8+ years of engineering experience, including 3+ years of engineering management experience
Experience leading engineering teams through complex, cross-functional platform or infrastructure initiatives
Strong technical background with experience contributing to architecture and technical direction for distributed systems, cloud platforms, or business-critical infrastructure
Experience operating in regulated, high-control, or high-reliability environments where quality, controls, auditability, and change management are critical

Experience in banking, fintech, payments, lending, or other regulated financial systems
Experience leading platform modernization, core-system launches, vendor integrations, or major infrastructure transformations
Demonstrated ability to balance speed, quality, reliability, and compliance in high-stakes technical environments
Interest in improving access to credit through technology and scalable financial infrastructure

Individual pay is also determined by job-related skills, experience, and relevant education or training.

At Upstart, your base pay is one part of your total compensation package.
The anticipated base salary for this position is expected to be within the below range.
United States | Remote - Anticipated Base Salary Range
$195,300 - $256,900 USD

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth.

Upstart Bank is an evolution of Upstart's AI lending platform, focused on simplifying the regulatory infrastructure behind our marketplace while expanding access to credit nationwide.
By moving from a fragmented, state-based system to a unified federal framework, Upstart Bank enables more consistent borrower experiences, reduces structural costs, and unlocks opportunities to improve pricing, compliance, and access to credit at scale.
As Senior Manager, Software Engineering for Upstart Bank, you will lead one or more engineering teams responsible for a critical area of the bank platform.
You will translate product, regulatory, and operational priorities into technical plans and reliable execution across systems spanning areas such as payments, funding, reporting, or integrations.
You will partner closely with Product, Compliance, Legal, Risk, Finance, Operations, and senior engineering leaders to deliver scalable, reliable, and audit-ready infrastructure for a modern banking platform.
This is a rare opportunity to help build a modern bank platform from an early foundation rather than inherit a legacy core.
Foster a culture of rigor, ownership, accountability, and continuous improvement

This listing is sourced directly from Upstart's careers page and normalized into a canonical job model.