Redwood Credit Union

External Mortgage Loan Officer - Solano County

Solano County, California

Sponsorship not specifiedDetected 161 days ago

CompliancePipeline ManagementResearchLeadershipCommunicationUnderwriting

About the role

Responsible for deepening prospective and existing member profiles by having a solid understanding of the full suite of lending products available and by initiating cross lending referrals that are outside of residential originations.
Join us and discover why you'll love working at Redwood Credit Union!
Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service.

The External Loan Officer is responsible to gather and review all documents for a complete and accurate file submission to processing and follow up communication as needed for incorrect/incomplete submissions.
Recommend action steps and counsel to Members that will to help them qualify for a future loan when a loan has been declined due to current circumstances to preserve potential membership opportunity. Member Support & Special Projects:
0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs.
0% interest loan to support employees with expenses associated with the naturalization process.
Loan amount up to $1,000. • 0% interest loan to support employees with expenses associated with the naturalization process.

Ability to stand, bend, stoop, sit, walk, twist, and turn.
Ability to lift up to 20 pounds.
Ability to use a computer keyboard and calculator.
Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET.

Verifiable recent loan production in conventional/conforming products.
Thorough knowledge of conventional conforming mortgage principles, practices and rules, with verifiable experience with recent regulatory compliance requirements.
Thorough current knowledge internet based LOS & Fannie Mae DU risk engine.
At least 12 months current experience with selling Fannie Mae Loan Products.
Demonstrated ability to analyze complex scenarios and recommend workable solutions.
Skilled in the operation of office equipment and internet access.
Proven professional ability to communicate effectively verbally and in writing.
Able to act independently and confidentially, using discretion and tact.

Base starting range: $40,019.20 annually + commission. Redwood Credit Union offers a robust benefits package to our eligible employees including:
Employee performance incentive plan
Salary Advancement- Merit increase based on performance
401(k) program with employer match
RCU employees are eligible for a.75% discount off RCU standard collateral auto loans
RCU employees are eligible for a 1% discount on all recreational or boat loan products

0% interest on garment, fitness, or home office equipment loan of up to $500
Independently source and develop new referral relationships that will mutually benefit RCU and its Members while strongly enhancing mortgage lending origination goals.
Actively grow previously self-generated external referral relationships that will mutually benefit Redwood Credit Union's Members and increase residential lending volume.
Discuss loan options and programs that will benefit each Member, including counter-offers when appropriate.

25th largest credit union in the U.S. and the largest financial institution based in the North Bay
Recognized by Newsweek as one of "America's Best Credit Unions 2026"
Awarded a 5-Star Bauer Rating
Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"
Top Corporate Philanthropists (#24)
San Francisco Business Times
Voted Best Places to Work in the North Bay 20 years in a row
World-class Employee Engagement scores
Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
Industry leading Net Promoter Scores across the U.S. 100% remote. Out in the field in the Solano County area.
If you are a current Team Member, please apply through the internal careers page located in RCUNET.
We are an Equal Opportunity Employer
ABOUT REDWOOD CREDIT UNION (RCU): At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities.
As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees.

RCU Discounts and Perks: • RCU employees are eligible for a.75% discount off RCU standard collateral auto loans • RCU employees are eligible for a 1% discount on all recreational or boat loan products • 2% discount off Visas and LOC Loans t

This listing is sourced directly from Redwood Credit Union's careers page and normalized into a canonical job model.