bow
Residential Mortgage Lender
Monticello, Indiana
Sponsorship not specifiedDetected 20 days ago
Customer SupportCommunicationUnderwriting
About the role
- General Function: The position is responsible for assuming overall responsibility for the residential mortgage loan process from application to close, including underwriting evaluation, and collections.
- Interview mortgage loan applicants to collect and analyze financial data to determine the merits of the specific loan request.
- Establish and negotiate loan terms including costs, repayment method and repayment schedule.
Responsibilities
- Develop new and expand both internal and external referral sources to grow mortgage business.
- Review all documents to ensure risk exposure, Loan-to-Value, credit scores, Debt-to-Income ratios, ability to repay, etc.
- Request and review closing documents and conduct loan closings.
- Maintain knowledge of Bank policies and procedures.
- Perform other duties as assigned.
Requirements
- Knowledge of mortgage loan products, processing, underwriting, and closing guidelines.
- Knowledge of federal lending regulations governing real estate lending.
- Demonstrated ability to identify opportunities to cross-sell financial products and services.
- Proven computer skills.
- Ability to multi-task.
- High school diploma or equivalent mandatory.
- 3 or more years of residential mortgage lending experience.
- NMLS license.
- Demonstrated organizational skills.
- Strong written and verbal communications skills.
- Demonstrated teamwork and customer service skills.
- Strong organizational skills.
Company info
- Advise customers concerning financial matters.
This listing is sourced directly from bow's careers page and normalized into a canonical job model.