Axos Bank

Axos Bank

Special Asset Analyst

HQ - San Diego, CA · Staff+ · Internship

Sponsorship not specifiedDetected 30 days ago
AccountingExcelPerformance ManagementCommunicationProblem SolvingMentoringUnderwriting

About the role

  • Axos Bank Target Range: $19.00/Hr. - $32.00/Hr.
  • Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Responsibilities

  • Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses
  • Review ongoing financial and collateral performance on existing portfolio accounts. Analyze and recommend appropriate workout strategies to maximize value of loan assets. Perform and approve loan reviews as needed
  • Perform activities associated with maintaining process/operations, including developing and implementing policies and procedures on systems and the flow of information
  • Prepare documents for amendments, restructures, client requests and review reports according to regulations, policies and standards
  • Support loss mitigation requests and recommend workout options, including; loan modification, deed in lieu, and short sale requests.
  • The position is designed to develop foundational skills in credit analysis, problem loan reporting, and portfolio monitoring with a clear pathway for advancement within the Credit organization.

Requirements

  • Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field required
  • 0-2 years of experience in credit analysis, banking, or a related financial role
  • Microsoft Excel proficiency
  • Ability to work in a collaborative, deadline-driven environment
  • Foundational knowledge of credit underwriting principles
  • Financial statement analysis and spreading fundamentals
  • Strong attention to detail and analytical thinking
  • Effective written and verbal communication
  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

Nice to have

  • This entry-level analytical role provides exposure to workout strategies, loss mitigation, and credit risk management under the guidance of senior Special Assets staff.
  • Internship or academic project experience in finance, accounting, or credit preferred
  • Exposure to financial statement analysis or basic underwriting concepts a plus

Skills

  • $19.00/Hr. - $32.00/Hr.

Compensation

  • These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

Company info

  • Axos is an Equal Opportunity employer.
  • We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Equal opportunity

  • Job Functions and Work Environment:
  • While performing the duties of this position, the employee is required to sit for extended periods of time.
  • Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
  • The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position.

Visa & Work Authorization

  • related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, g

This listing is sourced directly from Axos Bank's careers page and normalized into a canonical job model.