Synchronyfinancial

VP, Portfolio Credit Manager

Charlotte Engagement Hub NC, USA · Vp

No sponsorship$135k-$230kDetected 12 days ago

PythonOnboardingSASLeadershipCommunicationCollaborationPublic Speaking

About the role

This role serves as the primary credit liaison to the clients and internal teams, requiring strong cross-functional collaboration and leadership in delivering business and functional initiatives.
Our Way of Working: We're proud to offer you flexibility.
At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices.

Own the partnership with the client to minimize risk exposure for both Synchrony and the retailer partners, while strategically growing the portfolio.
Collaborate effectively across functions to promote sustainable portfolio growth, enhance client satisfaction, and improve the customer experience within established risk guidelines.
Develop and deliver comprehensive presentations to clients and leadership that communicate credit performance and support data-driven decision making.
Champion innovative credit, fraud and authentication risk strategies by leveraging champion/challenger approaches to optimize portfolio performance
Maintain a credible, constructive challenge to critical credit decisions and business processes to safeguard portfolio integrity.
Lead planning and coordination efforts with client teams to align business plans and strategic priorities.
Mentor and develop credit team members by imparting technical knowledge and fostering business acumen.
As the Portfolio Credit Manager for Ashley Furniture within the Home & Auto business segment you will hold full ownership of credit management activities and drive P&L outcomes that support the company's financial objectives.
You will lead credit and operational risk assessments, credit policy enforcement, delinquency and fraud mitigation, and portfolio monitoring.
In addition, you will influence deal structuring, pricing strategy, and evaluation of new portfolios and programs to optimize performance.

Bachelor's degree with 5+ years in a strategic analytical role, or alternatively, 9+ years of equivalent strategic analytical experience without a bachelor's degree.
Minimum of 5 years of leadership experience in portfolio management, emphasizing credit strategy, credit policy, and effective internal and external communications.
Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets using advanced modeling & data mining techniques to generate strategic, actionable credit insights.
You must be 18 years or older
You must have a high school diploma or equivalent
You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles.
Employees, level 8 or greater, must have at least 18 months' time in position before they can post.
Excellent communication and presentation skills with the ability to engage and influence Synchrony senior leaders and client stakeholders.
Proven leadership experience operating at a strategic level within cross-functional teams.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

The salary range for this position is 135,000.00 - 230,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time

We will not sponsor individuals for employment visas, now or in the future, for this job opening

This listing is sourced directly from Synchronyfinancial's careers page and normalized into a canonical job model.