Modern Treasury

Modern Treasury

Head of Risk

San Francisco

Sponsorship not specifiedDetected 62 days ago
PythonRailsSQLRESTUnderwriting

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odds of building a lasting career here

37Risky
Cap-exempt (no lottery)0
Sponsors this role80
Entry-level history0
PERM / green-card track0
Lottery odds40
Fits your clock70

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About the role

  • Money moves through Modern Treasury for some of the largest and fastest-growing companies in the economy.
  • Onboarding & underwriting: How we evaluate customers before they move money with us - what we need to know to say yes, what conditions we attach, and how to reach that decision fast enough that it isn't the reason a customer picks someone else.
  • Transaction risk & limits: How we authorize money movement in real time, and how limits flex as we learn more about a business.

Responsibilities

  • Modern Treasury is hiring a Head of Risk to build our risk function from the ground up.
  • How well we manage the risk in that movement directly shapes the product - who we can onboard, how fast they can transact, and how much friction they feel along the way.
  • You will start as an individual contributor with the mandate to build. You will own:
  • You will partner with Compliance on KYB while owning the underwriting judgment beside it.
  • You will start as an individual contributor with the mandate to build.

Nice to have

  • You may hire onto this team within the first year.
  • It also prohibits unlawful discrimination based on the perception that anyone has any of those characteristics, or is associated with a person who has or is perceived as having any of those characteristics.
  • Modern Treasury participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
  • Modern Treasury provides trusted infrastructure for money movement.
  • The company helps teams launch and scale payment experiences in days, not months.
  • With best-in-class developer tools and a single API for fiat and stablecoins, plus built-in compliance, ledgering, and reporting, Modern Treasury enables businesses to move money instantly, reliably, and at scale.
  • Stablecoin, wallet, RfP, or international local-rail experience is a strong plus.
  • A systems thinker, not a queue operator:

Company info

  • You'll often be telling people something they don't want to hear.
  • You can make the case for risk investment in terms the rest of the business cares about.
  • Management experience is a plus: You may hire onto this team within the first year. You don't need to have run a large org, but you should have managed before and want to build a team over time.
  • Modern Treasury is committed to equal employment opportunity and does not discriminate in any employment opportunities or practices based on an individual's race, color, creed, gender (including gender identity and gender expression), religion (all aspects of religious beliefs, observance or practice, including religious dress or grooming practices), marital status, registered domestic partner status, age, national origin or ancestry (including language use restrictions and possession of a driver's license issued under California Vehicle Code section 12801.9), natural hair, physical or mental disability, political affiliation, medical condition (including cancer or a record or history of cancer, and genetic characteristics), sex (including pregnancy, childbirth, breastfeeding or related medical condition), genetic information, sexual orientation, military and veteran status or any other consideration made unlawful by federal, state, or local laws.
  • You will quantify what we're exposed to, decide what's worth taking, and make that reasoning legible to the rest of the company.
  • You will decide how customers are underwritten, how limits and reserves are set, how transactions are authorized, and how we detect fraud - and you will build those systems early, before scale forces the decisions for you.
  • This includes the hard cases - managing dynamic limits when a few customers drive most of the volume, and loosening constraints on good customers as fast as the data allows.

Visa & Work Authorization

  • Modern Treasury participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
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This listing is sourced directly from Modern Treasury's careers page and normalized into a canonical job model.