Slash Financial
Head of Credit
San Francisco Office
Sponsorship not specifiedDetected 98 days ago
Load TestingLeadershipUnderwriting
About the role
- You'll sit at the center of the business, working closely with growth, product, engineering, and leadership to make credit decisions that directly enable business growth.
- You should be deeply engaged with customer needs, have strong judgment under uncertainty, and know what it takes to scale underwriting responsibly.
Responsibilities
- Own end-to-end credit product development, including understanding customer needs, building underwriting models, finding financing, managing launches, and growing the loan book
- Design and implement automated credit decisioning systems in partnership with engineering team
- Build reporting & monitoring systems to provide clear visibility into credit portfolio
- Lead stress testing, scenario analysis, and reserve methodology calculations to ensure resilience across credit cycles
- Manage relationships with capital partners, rating agencies, and other potential partners as needed
- Build, mentor, and scale a high-performing credit and risk team
Requirements
- 10+ years of experience in commercial lending in a credit, risk management, or underwriting role
- Proven track record of scaling a commercial lending portfolio with low loss rates
- Experience designing automated credit decisioning pipelines and working cross-functionally with product and engineering
- Strong understanding of funding structures and their tradeoffs (including warehouse facilities, forward flow arrangements, and securitizations)
- Ability to move fast without cutting corners
- you know how to say yes responsibly and no with conviction
- Experience operating in a regulated environment and familiarity with applicable consumer & commercial lending regulations
Nice to have
- Experience underwriting in SMB lending (term loans, lines of credit, revenue-based financing, or merchant cash advances)
- Background at a top-tier fintech (e.g., Brex, Ramp, Affirm, SoFi, Upstart, Mercury, Pipe, Clearco) or comparable high-growth lender
- CFA, FRM, or advanced degree in a quantitative field
Compensation
- We power billions in annual transaction volume across a wide range of industries — from internet-native founders to traditional operators.
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This listing is sourced directly from Slash Financial's careers page and normalized into a canonical job model.