Anza Mortgage Insurance Company
Mortgage Insurance Underwriter II
Wilmington, NC · Mid
Sponsorship not specifiedDetected 26 days ago
Process ImprovementCommunicationProblem SolvingAdaptabilityUnderwriting
About the role
- Anza Mortgage Insurance Corporation is seeking a detail-oriented Mortgage Insurance Underwriter to join our team.
- In this role, you will be responsible for assessing the creditworthiness of borrowers and the associated risks of mortgage insurance applications to ensure they meet our company's guidelines and standards.
- This position will be hybrid, working in our Wilmington, NC location three days a week.
Responsibilities
- Document underwriting decisions and provide justification for approvals or rejections, adhering to clear communication standards.
- Prioritize and manage work efficiently, with a keen focus on meeting deadlines and maintaining service level agreements.
- Maintain an up-to-date knowledge of mortgage insurance policies, lending guidelines, federal and state regulations, and evolving industry standards.
Nice to have
- Arizona, Colorado, Idaho, Montana, Nevada, Oregon, Utah.
- Review and analyze mortgage insurance applications and supporting documentation, including credit reports, income statements, assets, liabilities, and appraisals.
- Utilize automated underwriting systems and proprietary technology to evaluate applications and potential risk factors, ensuring compliance with both company and industry regulations.
- Communicate clearly and effectively with loan officers, processors, and other stakeholders to gather necessary information, clarify discrepancies, and provide updates.
- Make informed underwriting decisions based on a thorough analysis of documentation and risk assessment.
- Identify potential fraudulent activity by carefully reviewing loan documentation and vendor reports.
- Participate in system testing and validation activities as needed.
- Proficiency with automated underwriting systems (e.g., Fannie Mae DU, Freddie Mac LPA) and loan origination software.
Compensation
- We currently offer: Competitive Compensation - Including salary and performance bonuses.
- Competitive Compensation - Including salary and performance bonuses.
Benefits
- Comprehensive Benefits - Health, dental, vision, and mental wellness support.
- Retirement Savings - 401(k) with company matching.
- Perks & Extras - Generous PTO, team events, wellness programs, and more.
Company info
- Our mission is to empower homeownership by mitigating credit risk through mortgage insurance.
- We strive to leverage technology and operational excellence to deliver exceptional service to our lender and servicer partners, offer reliable and secure capital support for our insureds, generate leading returns for our shareholders, and foster a fulfilling, rewarding environment for our team members.
- Technology Forward We differentiate ourselves by designing, architecting, and developing our operating systems in-house.
- This unique approach creates a platform tailored to the needs of today's housing market.
- It positions us to achieve unparalleled processing efficiency and adaptability to changing industry standards and customer demands.
- Fundamentally, we are a process optimization company that harnesses technology to revolutionize the mortgage insurance experience and fulfill our mission.
- Customer Centric We dedicate ourselves to provide competitive pricing tailored to risk profiles.
- Our commitment to our partners goes beyond pricing and product offerings.
- We prioritize a customer-centric approach focused on meeting customer needs and enhancing their experience.
- This approach is underpinned by transparency throughout the process and prompt issue resolution.
- Risk Management Excellence Risk Management is our foundation.
- Our risk management framework uses advanced technology, innovative strategies, and modern modeling techniques to manage risks ranging from credit risk to information security risk.
- Our customers and partners can rely on us to handle their information with the utmost care and responsibility.
- Our dedication to risk management is designed to reassure our partners about our stability and reliability.
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