Human Interest

Human Interest

Product Counsel, ERISA & Operations

United States, Remote · Mid

Sponsorship not specified$170k-$210kDetected 60 days ago
Customer SupportResearchCommunicationCollaborationPlain Language

About the role

  • In this role, you will be the in-house ERISA expert for Human Interest, applying deep substantive expertise to the ERISA, IRC, and fiduciary obligations inherent in operating a 401(k) recordkeeping platform.
  • The role sits at the intersection of ERISA, technology, and operations.
  • You'll be part of a legal team helping a growth-stage company expand access to retirement plans for small and mid-market employers, making it easier for the businesses that need 401(k) plans to offer them.

Responsibilities

  • You need to be comfortable applying your expertise in an environment where automated workflows and payroll integrations support the underlying ERISA requirements that govern recordkeeping.
  • Advising on complex plan sponsor or participant questions that internal teams cannot resolve on their own
  • Serve as the ERISA SME for Product: Be the go-to ERISA resource for the product team as they design and build new features.
  • Translating ERISA and IRC requirements into clear guidance product managers and engineers can build against
  • Synthesizing intelligence from customer matters - what they reveal about platform limitations, edge cases, and systemic gaps - and bringing that back to the product team to drive durable product improvements

Requirements

  • Of those years, a minimum of two must be at a law firm practicing in this area
  • Working knowledge of ERISA fiduciary duty and prohibited transaction rules as they apply to plan administration and service provider arrangements
  • Experience advising non-legal business teams on ERISA issues in real time, including translating technical legal conclusions into actionable guidance
  • Subject Matter Knowledge: Strong working knowledge of ERISA fiduciary duty and prohibited transaction rules and the IRC qualification rules applicable to 401(k) plans.
  • Direct experience with 3(16), 3(21), or 3(38) fiduciary operations at a recordkeeper or TPA
  • Experience providing ERISA input on product, operational, or technology decisions - whether at a recordkeeper, TPA, fintech, plan sponsor, or in a law firm advising clients of that type
  • 5-8 years of substantive ERISA experience focused on qualified retirement plans and fiduciary matters (including 401(k), 403(b), and IRA plans)
  • Demonstrated experience with qualified plan operational compliance, including EPCRS and the correction principles that apply to qualified retirement plans
  • Licensure: Admitted to the bar and in good standing, or otherwise authorized to practice law (e.g., registered in-house status) in any state.
  • Nice to Haves
  • In-house experience at a recordkeeper, TPA, fintech, or trust company
  • Why you will love working at Human Interest
  • Human Interest is tackling one of our country's biggest challenges - closing the retirement gap. You'll be instrumental in architecting and scaling solutions that bring financial security to employees at small and medium-sized businesses nationwide. We've made significant progress, but there is still growth ahead, offering you a unique opportunity to solve complex problems, drive innovation, and advance your career alongside a dedicated, mission-driven team. We value hard work and recognize that our team's contributions are key to our continued success.

Compensation

  • At Human Interest, there are a number of factors that are used to determine the appropriate pay range for each position.
  • We take into account the cost of labor for each position in various markets across the U.S. The base salary for this position spans $170,000 - $210,000 annually and represents the minimum in our lowest geographic region to a maximum in our highest geographic region.
  • The salary we offer to a new employee within this range is based on their location within the U.S., their relevant job-related skills, and experience.
  • At Human Interest, base salary is one component of the overall total rewards package.
  • Depending on the position, additional compensation components such as bonuses, commissions, and equity may be offered.
  • In compliance with applicable laws, we do not inquire about salary history, or about criminal history prior to a conditional offer of employment.

Benefits

  • Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits.
  • Too often, it's because they are employed by a company that doesn't offer a retirement plan.
  • Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.
  • We're a high-growth fintech company changing the retirement industry.
  • You'll also draft and maintain internal policies, procedures, legal guidance, and educational resources that help these teams apply ERISA requirements consistently.

Company info

  • We're all about creating amazing experiences for our customers.
  • We put their needs first and go the extra mile to make them smile.
  • Your work spans two primary internal audiences: the teams that work directly with our customers, and the product team that builds the platform.
  • Translating technical ERISA conclusions into plain-language guidance that internal teams can confidently deliver to customers
  • We are backed by a number of investors.

Visa & Work Authorization

  • Reviewing participant-facing communications, SPDs, SMMs, and plan sponsor disclosures for ERISA compliance, including both the content of individual disclosures and the automated workflows that generate them
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This listing is sourced directly from Human Interest's careers page and normalized into a canonical job model.