Cardless
Lead Product Manager - Ledger
San Francisco
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About the role
- The ledger sits at the heart of Cardless's financial infrastructure.
- It is the source of truth for every transaction and balance, and a critical foundation for how we launch and scale financial products.
Responsibilities
- Make the ledger a shared foundation across products and partners, so we can add new products and money-movement types without rebuilding the underlying accounting logic.
- Partner deeply with engineering on the ledger design and how it interacts with the rest of the stack, from data models and system boundaries to how transactions flow across authorization, payments, disputes, risk, and finance, and how we handle failures and consistency.
- Build toward automated financial operations, using automation to improve reconciliation, balance validation, anomaly detection, and exception handling while keeping the right controls in place.
- Work closely with processors and bank partners on the systems and integrations that connect into the ledger.
- You're excited about how AI and automation can change financial infrastructure, from how financial operations are run to how teams investigate issues, reconcile accounts, and manage exceptions.
- Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products.
- ✈️ Team building events & happy hours
- We're in the office at least three days a week, and most of us are there more than that, because we do our best thinking and building together in person.
Requirements
- You think in systems and understand how ledger decisions affect risk, finance, operations, compliance, and the customer experience.
Compensation
- This role has an annual starting salary range of $200,000-$250,000 + equity + benefits.
- Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.
Benefits
- We're proud to offer our team excellent benefits:
- 💸 Meaningful Start-up equity
- 🏥 100% health, vision & dental primary coverage
- ➕ 75% health, vision & dental dependent coverage
- 🚎 $250/month Commuter benefit
- 👶 Parental leave
- 🌴 Flexible PTO with a minimum of 15 days off per year
- Own the vision and roadmap for Cardless's ledger, set priorities, and make the trade-offs needed to support the business as we scale.
Company info
- We're looking for kind, humble people with high standards and low egos.
- We're looking for someone who's genuinely excited to be there alongside the team.
This listing is sourced directly from Cardless's careers page and normalized into a canonical job model.