Nubank
Consumer Compliance and CRA Analyst
Washington DC
Sponsorship not specified$117k-$147kDetected 3 days ago
LeadershipMentoringPlain Language
About the role
- We are seeking an experienced Compliance Analyst with 5-8 years of dedicated compliance, risk, or audit experience at a regulated US financial institution or bank.
- The CRA dimension of this role is central.
- This person reports to the Head of US Compliance, who is expected to serve as the bank's CRA Officer upon charter approval.
Responsibilities
- Engage directly with community organizations, nonprofits, local stakeholders, and community development practitioners to assess local credit and community development needs, and document those needs to inform the bank's CRA strategy.
- Support the Second Line oversight of CRA program execution, including monitoring and providing effective challenge to the First Line on the adequacy of CRA-related activities, controls, and documentation.
- Support the public engagement and comment process associated with the CRA Strategic Plan, should the bank pursue the strategic plan evaluation option.
- Establish and maintain CRA records, data, and documentation to support performance evaluation readiness and examination preparedness.
- Independently advise business partners on new product initiatives, marketing campaigns, servicing processes, and system implementations to identify and mitigate compliance risk before deployment.
- Provide effective challenge to the First Line of Defense (Business Operations, Marketing, Product) on the design and adequacy of compliance controls, policies, and procedures.
- develop and drive remediation plans in coordination with the First and Third Lines of Defense.
- Translate complex regulatory requirements into plain-language guidance for cross-functional teams, business leadership, and where applicable, external stakeholders (e.g., partner banks, regulators).
- Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration.
- Our recruitment process may involve the use of artificial intelligence-enabled tools, such as automated interview transcription and analysis, to support the evaluation process.
Requirements
- 8-10 years of dedicated compliance, risk, or audit experience within a US financial institution or bank.
- Experience engaging with community organizations, community development practitioners, or local stakeholders to identify and respond to community credit needs.
- Bachelor's degree in Finance, Law, Business Administration, or a related field.
- Demonstrated ability to independently interpret regulatory requirements and apply them to complex, ambiguous business scenarios-not just follow established playbooks.
- Experience providing compliance advisory to product, technology, or business teams in a fast-paced environment.
- Ability to communicate complex regulatory topics clearly to non-compliance audiences.
- Comfort operating with a high level of autonomy while knowing when to escalate.
- Experience with Fair Lending compliance, including ECOA/Reg B monitoring, fair lending risk assessments, or disparate impact / disparate treatment analysis.
- Experience with consumer complaints oversight, including complaint program design, root cause analysis, and trend reporting.
- Experience with compliance testing, monitoring, or quality assurance for deposit, credit card, or personal loan products.
Nice to have
- Deep working knowledge of US consumer compliance regulations, including ECOA/Reg B, TILA/Reg Z, UDAAP (Section 5 FTC Act / Dodd-Frank §1031), and EFTA/Reg E.
- Familiarity with FCRA/Reg V, GLBA/Reg P, and broader US banking regulations is a plus.
Skills
- For more details, visit https://building.nubank.com/nu-hybrid-work-model/
- Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.
Compensation
- Total compensation includes base salary, RSUs and benefits.
Benefits
- Opportunity of earning equity at Nu
- Medical Insurance
- Dental and Vision Insurance
- Life Insurance and AD&D
- Extended maternity and paternity leaves
- Nucleo - Our learning platform of courses
- NuLanguage - Our language learning program
- NuCare - Our mental health and wellness assistance program
- Saving Plans - Health Saving Account and Flexible Spending Account
Company info
- At Nubank, Compliance is a strategic partner-not a tollgate.
- We view effective Risk Management & Compliance as the engine that maintains agility and empowers rapid, responsible growth across multiple global markets.
- Our team partners directly with internal clients using a targeted friction approach: we focus on the most relevant regulatory risks and embed compliance directly into product design rather than distributing rules after the fact.
- The Global Compliance function serves as the
- Support the development of the proposed CRA Strategic Plan for the organizing bank as part of charter readiness, including helping define assessment areas, measurable performance goals, and community development objectives appropriate to a digital banking model.
This listing is sourced directly from Nubank's careers page and normalized into a canonical job model.