Lendz Financial

Lendz Financial

Underwriter (Post-Close/QC)

US | Remote

Sponsorship not specifiedDetected 7 days ago
Account ManagementCommunicationMentoringOrganizational SkillsMicrosoft OfficeUnderwriting

About the role

  • Lendz Financial is seeking an experienced and detail-oriented Post-Closing Underwriter to join our growing Operations team.
  • Rather than serving solely as an administrative reviewer, this individual will play a critical role in protecting loan salability, maintaining file integrity, and supporting operational excellence throughout the post-closing lifecycle.
  • The ideal candidate brings a thorough understanding of residential mortgage documentation-particularly within Non-QM lending-and can proactively identify and resolve issues that may impact investor purchase, compliance, or collateral completeness.

Responsibilities

  • Review executed loan documents for compliance with company, investor, agency, and regulatory requirements
  • Audit closed loan packages to identify missing documentation, document discrepancies, signature deficiencies, and data inconsistencies
  • Manage post-closing conditions and clear outstanding deficiencies in a timely manner
  • Monitor and track trailing documents, including recorded mortgages, final title policies, assignments, and other collateral-related items
  • Support loan boarding, shipping, and investor delivery processes as applicable
  • Maintain accurate records of post-closing activity, exception tracking, and document status reporting
  • Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently
  • Support internal audits, due diligence reviews, regulatory examinations, and investor inquiries as needed

Requirements

  • 3+ years of mortgage underwriting, post-closing, closing, collateral, funding, quality control, or related mortgage operations experience
  • Strong understanding of residential mortgage loan documentation and post-closing workflows
  • Experience reviewing closed loan packages for accuracy, completeness, and investor compliance
  • Familiarity with Non-QM loan products, including Bank Statement programs, DSCR, Asset Utilization, and 1099 income loans
  • Working knowledge of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements
  • Ability to identify documentation deficiencies, assess materiality, and resolve issues efficiently
  • Experience with mortgage loan origination systems, document management platforms, and Microsoft Office Suite

Nice to have

  • Previous experience with Non-QM lending, investor delivery, collateral review, or quality control preferred

Benefits

  • Highly subsidized medical insurance
  • Low-cost dental and vision insurance
  • Health Savings Account (HSA)
  • Generous paid time off and company holidays
  • A collaborative and supportive work environment that values ownership, innovation, and growth

This listing is sourced directly from Lendz Financial's careers page and normalized into a canonical job model.