LendingClub
Director, Fraud Strategy - Deposits
San Francisco, CA · Director
Sponsorship not specified$210k-$245kDetected 28 days ago
PythonSQLMachine LearningHRISLeadershipCollaboration
About the role
- You will play a critical role in scaling the function by improving how we use data, vendors, and decisioning systems to better understand and protect good customer behavior.
Responsibilities
- Define and lead the deposit fraud strategy across onboarding, identity verification, and money movement channels such as ACH, wires, and Zelle
- Drive outcomes that balance fraud loss prevention with customer experience and conversion, setting clear performance targets and accountability
- Build and evolve data-driven decisioning frameworks using customer behavior, analytics, and third-party signals
- Evaluate, select, and optimize vendors, data sources, and tools to improve fraud detection and identity confidence
- Partner cross-functionally with Fraud Ops, Product, Engineering, and Data to design, implement, and continuously improve strategies
- Strong analytical mindset with hands-on experience working with large datasets to uncover patterns and drive decisions
- Experience using SQL, Python, R, or similar tools, and building dashboards to track performance
- You collaborate effectively across teams and bring stakeholders along while driving change
Requirements
- 10+ years of experience in fraud, risk, or related roles, including 6+ years in people management
- Bachelor's degree in a related field
- Proven experience leading fraud strategy in banking, fintech, payments, or lending with strong understanding of deposit fraud vectors
- Deep expertise in fraud prevention across onboarding, identity verification, and money movement
- You have a clear perspective on where AI adds leverage across fraud strategy and have translated that into how teams operate, while maintaining strong judgment and accountability
Nice to have
- Familiarity with real-time decisioning platforms and identity graph concepts
- Experience scaling fraud strategy in a high-growth digital banking environment
- LendingClub offers relocation, based on actual job level.
- Time Zone Requirements
Compensation
- The target base salary range for this position is 210,000-245,000.
- The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location.
- Base salary is just one part of LendingClub's Total Rewards package.
- You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
Benefits
- You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
Company info
- We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process.
- We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job
Equal opportunity
- If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.
- equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace.
Apply directly at LendingClub →Create a free account for alerts like thisView LendingClub immigration profile
This listing is sourced directly from LendingClub's careers page and normalized into a canonical job model.