Cardless

Cardless

Data Analyst

San Francisco · Senior

Sponsorship not specified$130k-$200kDetected 86 days ago
PythonSQLData AnalysisData VisualizationForecastingExcelCommunication

About the role

  • We regularly bring our team together for offsites & trips, about every 2 months, both for fun and for work.
  • We cover all travel & lodging in these cases.

Responsibilities

  • Build dashboards, reporting frameworks, and monitoring tools that improve visibility into system and business performance
  • Partner with product managers, engineers, and risk/compliance teams to support the design of new features, workflows, and policies
  • Evaluate and optimize business processes across the customer lifecycle (applications, onboarding, transactions, servicing, fraud, and rewards)
  • Perform deep-dive investigations into anomalies, system issues, or partner escalations
  • help determine root causes and drive remediation
  • Support forecasting, business reviews, and strategic planning with clear, data-driven analysis
  • For senior candidates: provide guidance to teammates, lead medium-sized cross-functional projects, and influence strategic decisions
  • Demonstrated ability to integrate AI into day-to-day work (prompt design, model evaluation, data prep, or workflow optimization)
  • Perform deep-dive investigations into anomalies, system issues, or partner escalations; help determine root causes and drive remediation
  • In this role, you'll work across domains including applications, accounts, transactions, fraud, risk, rewards, and partner operations to support high-impact initiatives and ensure the reliability, accuracy, and efficiency of our core systems and business workflows.

Requirements

  • 3-7 years of experience in an analytical, operations, strategy, or data-focused role
  • Strong proficiency with data analysis tools (SQL, Excel/Sheets, Python)
  • Experience using AI tools in a professional setting (e.g., for workflows, analysis, automation, or insight generation)
  • Track record of collaborating effectively with product, engineering, or operations teams

Nice to have

  • experience in fintech, credit/financial systems, fraud, risk, or customer lifecycle analytics
  • Familiarity with financial systems, reconciliation workflows, or data integrity challenges
  • You'll join a collaborative, fast-moving team that values craftsmanship, curiosity, and impact.

Compensation

  • This role has an annual starting salary range of $130,000-$200,000 + equity + benefits (see above).

Benefits

  • We're proud to offer our team excellent benefits:
  • 💸 Meaningful Start-up equity
  • 🏥 100% health, vision & dental primary coverage
  • ➕ 75% health, vision & dental dependent coverage
  • 🚎 $250/month Commuter benefit
  • 👶 Parental leave
  • 🌴 Flexible PTO with a minimum of 15 days off per year
  • we offer additional benefits to those who do, and relocation assistance to those who'd like to.

Company info

  • Cardless is looking for a Data Analyst / Senior Data Analyst to join our team and help shape the insights, processes, and decisions behind our co-branded credit card platform.

This listing is sourced directly from Cardless's careers page and normalized into a canonical job model.