Braviant Holdings
Senior Data Scientist (Credit Risk)
Dallas, TX · Senior
No sponsorshipDetected 72 days ago
PythonSQLMachine LearningData AnalysisData ScienceData VisualizationStatisticsA/B TestingExcelExperimental Design
About the role
- This role sits at the intersection of credit strategy, fraud, and analytics, directly impacting approval strategy, loss performance, and portfolio profitability.
- This is a hands-on, high-impact role suited for someone who is business-oriented, data-driven, and biased toward action, not just model development.
- Translate model outputs and analysis into actionable credit strategy, including approval cutoffs, segmentation, and decision rules.
Responsibilities
- Develop and deploy predictive models across the credit lifecycle (acquisition, risk, and collections) with a focus on improving approval quality and loss performance.
- Evaluate tradeoffs between approval rate, loss, and profitability, and recommend strategies to optimize portfolio performance.
- Design and execute experiments (A/B tests, champion/challenger frameworks) to evaluate strategies and drive continuous improvement.
- Work with Product and Engineering to implement decisioning logic into production systems and ensure accurate execution.
- Collaborate cross-functionally with other departments to ensure decisions align with business goals and risk appetite.
Requirements
- Degree in Data Science, Applied Mathematics, Statistics, Economics, Computer Science or a related field
- Advanced proficiency in Python for programming, data analysis, and predictive modeling
- Proficiency in SQL, Excel and experience with data visualization tools
Skills
- Passion for keeping your skills up to date and exploring new methodologies
Compensation
- at Braviant is competitive and commensurate with experience.
- Details will be discussed with qualified candidates during the interview process.
Benefits
- Comprehensive healthcare including medical, dental, and vision coverage
- Generous paid time off, including PTO, sick time, and 13 company holidays
- Participation in annual discretionary bonus plan
Company info
- Founded in 2015 and based in Chicago, IL, privately held Braviant Holdings, LLC is a leading provider of tech-enabled consumer credit products that combine breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime®, helping millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been named multiple times to the Inc. 5000 list of fastest growing private companies and has been recognized as a Best Place to Work.
- We are a lean team of approximately 40 people. Everyone rolls up their sleeves here, including this role.
- Founded in 2015 and based in Chicago, IL, privately held Braviant Holdings, LLC is a leading provider of tech-enabled consumer credit products that combine breakthrough technology and cutting-edge machine learning to transform how people access credit online.
- Our next-generation approach to lending reduces credit barriers and creates a Path to Prime®, helping millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances.
- Braviant has been named multiple times to the Inc.
- 5000 list of fastest growing private companies and has been recognized as a Best Place to Work.
- We are a lean team of approximately 40 people.
- Everyone rolls up their sleeves here, including this role.
Visa & Work Authorization
- Applicants must reside in Texas and be authorized to work in the United States.
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This listing is sourced directly from Braviant Holdings's careers page and normalized into a canonical job model.