ParetoHealth

Underwriter - New Business

Philadelphia, Pennsylvania, United States · Staff+

No sponsorshipDetected 42 days ago

Data AnalysisSalesNegotiationCommunicationActuarial ScienceUnderwriting

About the role

Pareto Health is seeking a dedicated and detail-oriented Underwriter to join our team.
This role is crucial in assessing and managing the risks associated with self-funded and fully insured health plans, using stoploss insurance.

Support the underwriting process using a best-in-class captive offering to create profitable stoploss offerings for prospective captive members.
The drive to learn, to improve, and to deliver outstanding value every day.

Basic proficiency in underwriting software, data analysis tools, and Microsoft Office Suite.
Good communication and negotiation skills, with the ability to articulate technical concepts to a non-technical audience.
Collaborate with the Sales team to provide consultants with the necessary financial information required to join the captive.
Required Skills & Qualifications:
Required Skills &
Bachelor's degree in finance, economics, actuarial science, or a related field; relevant professional certifications are a plus.
Minimum of 2-3 years of experience in underwriting, preferably with some exposure to stoploss insurance and health risks. Experience with captives is a plus but not required.
Ability to analyze data, identify trends, and support underwriting decisions.
Team player, capable of working effectively in a dynamic and collaborative environment.
Basic understanding of stoploss products, self-funding, healthcare industry trends, and the regulatory landscape.

Fully paid medical, dental, and vision benefits.
Tuition reimbursement
Transportation allowance and daily parking reimbursement
Conduct preliminary risk assessments of prospective Pareto captive members, who are currently both fully insured and self-funded health plans, to assist in determining appropriate stoploss coverage levels and premiums.
Assist in analyzing healthcare data, including claims and utilization patterns, to forecast potential risks and cost implications.
Participate in ongoing training to develop a deeper understanding of medical treatments and projected costs in partnership with the clinical risk team.
Minimum of 2-3 years of experience in underwriting, preferably with some exposure to stoploss insurance and health risks.

The ability to see the big picture and prepare to meet tomorrow's needs.
The passion to produce at higher rates and to the highest standards.
A united community creating better health benefit solutions for all.
Please note that any communication from our recruiters and hiring managers at ParetoHealth about a job opportunity will only be made by a ParetoHealth employee with an @paretohealth.com address.
ParetoHealth does not conduct text message or chat-based interviews.
Any other email addresses, agencies, or forums may be phishing scams designed to obtain your personal information.
Fire in the belly
See the field
Get it done right
For the greater good
We will not ask you to provide personal or financial information, including, but not limited to, your social security number, online account passwords, credit card numbers, passport information, and other related banking information until we begin onboarding activities, which will be coordinated by a member of the ParetoHealth People Ops Team with an @paretohealth.com email address.
ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations.
These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services.

Please note that ParetoHealth does not provide employment visa sponsorship for this position.

This listing is sourced directly from ParetoHealth's careers page and normalized into a canonical job model.