Relay

Risk Analyst

Toronto, ON · Contract

Sponsorship not specifiedDetected 49 days ago

SQLLeadership

About the role

We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses.
Traditional banking has been a growth limiter rather than a growth enabler for business owners, and we're changing that.
Relay processes millions of dollars in deposits, wires, checks, and card transactions every business day, and 321,000+ small business owners trust us with their money.

Make hold/release decisions on flagged transactions, and own them - verify the signals, check the story, make the call. Review customer documentation and verify business activity to support hold and release decisions.
Document your investigations clearly and completely - your case notes are read by compliance, our bank partner, and potentially examiners
Collaborate with Compliance, Customer Experience, and Product to resolve cases quickly without compromising on risk
Offers below this point reflect candidates we believe can grow into the full scope of the role with support and development.
You'd rather build something better than defend something familiar.

You have 2+ years of transaction monitoring experience at a bank, fintech, or payments company.
You're actively using AI tools in how you work today and you're excited to push what's possible with them.
You have a growth mindset.
Working knowledge of compliance: BSA/AML, KYC/CIP, and how regulations shape monitoring decisions
Experience at a company operating under a bank partnership

SQL proficiency - you can pull your own data without waiting on analytics
Card and disputes experience, including familiarity with the relevant regulations

Relay is the all-in-one, collaborative money management platform.
Use AI tools daily to investigate faster, pull data, and improve how the team works

The annual salary range for this role is $72,900 CAD to $89,100 CAD.
For candidates who demonstrate full readiness for the defined scope of the role, the typical starting salary is $81,000 CAD.

For more information on our compensation philosophy and perks and benefits, visit our Candidate Hub https://www.notion.so/Candidate-Hub-1c7da8b7f88580a893f7d7c7852b064e?pvs=21.

We're looking for someone with real transaction monitoring experience who is curious, decisive, and excited to build with AI, not just work a queue.
We believe Relayers should feel rewarded for the impact they have on our mission and growth.
We're looking for people who are relentless, curious, and care deeply about the work.

This listing is sourced directly from Relay's careers page and normalized into a canonical job model.