Arootah

Senior Credit Analyst - Client Role

New York, NY · Senior

Sponsorship not specified$100k-$150kDetected 132 days ago

SalesforceCRMFinancial AnalysisAccountingExcelLeadershipCommunicationPublic SpeakingAccounts PayableUnderwriting

About the role

Our client is seeking a Senior Credit Analyst to join its growing credit and risk team.
This role sits at the center of the lending decision process, responsible for evaluating financing opportunities, structuring transactions, and ensuring sound credit decisions across a portfolio of small and mid-sized business borrowers.
This role offers meaningful exposure to credit decision-making, deal structuring, and portfolio risk management in a fast-paced lending environment.

Perform comprehensive credit reviews including borrower credit reports, background checks, and public record searches such as liens, judgments, bankruptcies, lawsuits, corporate filings, and UCC records.
Collaborate with underwriting and risk leadership to review complex transactions and ensure alignment with credit guidelines.
Help maintain a disciplined underwriting process that balances portfolio growth with strong risk management.

Strong financial analysis and credit evaluation skills with the ability to assess borrower risk and repayment capacity.
Excellent attention to detail with the ability to interpret financial statements and identify key risk factors.
Collaborative mindset with the ability to work closely with underwriting, risk, and leadership teams.
Advanced proficiency in Microsoft Excel and financial analysis tools.
Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
2+ years of professional experience in credit analysis, underwriting, or commercial lending.
Strong written and verbal communication skills, particularly in preparing credit memos and presenting recommendations.
Ability to manage multiple transactions simultaneously in a fast-paced environment.
Sound judgment and decision-making ability when evaluating complex credit scenarios.
Preferred Education and Experience

Experience with CRM platforms such as Salesforce or similar systems is preferred.
Experience evaluating small business financing, short-duration loans, or alternative lending products is strongly preferred.
Experience in fintech, specialty finance, or non-bank lending environments is a plus.

We are recruiting for our client, a high growth, dedicated direct lender, focused on small businesses across the country.
Our client has a ten-year history and is passionate about empowering and partnering with businesses in their growth journey.
In addition to providing fast, flexible financing, our client offers a complete payment processing solution to make the funding process easier and more supportive than ever before.
The mission of our client is to refine, enhance, and unify financial products, delivering better solutions for businesses to grow.

This listing is sourced directly from Arootah's careers page and normalized into a canonical job model.