Prosper

Credit Risk Analyst

San Francisco, CA

Sponsorship not specified$122k-$140kDetected 15 days ago

PythonSQLMachine LearningdbtData ScienceData VisualizationStatisticsComplianceCommunicationCollaborationProblem Solving

About the role

As a growth company that generates cash, Prosper also has a history of generating results.
The successful candidate will join Prosper's Credit Risk team.
Prosper's flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey.

Design A/B tests and understand the risk and customer experience trade-offs
Partner with Data Science, Product, Engineering and other partner teams to implement credit and fraud prevention strategies, test and validate pre and post performance

Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems
Continue to innovate by testing new data, analytics approaches and models
Conduct ad-hoc analysis related to risk management, product, and operations
Analyze portfolio performance at a granular segment level on an ongoing basis.
Identify trends and conduct root-cause analysis to isolate key performance drivers.
Communicate findings and recommendations to the Risk Management and broader Prosper community
2+ years of experience with a Bachelors (or less with Masters) managing credit risk and/or fraud and/or data science in consumer lending industry, consumer personal loan / credit card experience is a plus

Bachelors degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics.
Strong analytical and problem-solving skills
Must have strong proficiency in SQL and Python, Experience with DBT and Looker will be a plus.
Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required
Curious to ask questions, probe into reasons and challenge the status quo
Strong ownership and motivation to drive business result
Ability to work in fast-paced environment and meet deadlines without sacrificing quality
We will also consider candidates who don't have financial services experience but have strong technology background and analytical skills
Self-starter; comfort dealing with ambiguity
please click here to view our Artificial Intelligence Notice for Applicants.
Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo.
Prosper is committed to an inclusive and diverse workplace.

Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.
Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.

We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.
Develop credit and fraud strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.

Diversity expands opportunities
Collaboration creates better solutions
Curiosity fuels our innovation
Integrity defines all our relationships
Excellence leads to longevity
Simplicity guides our user experience
Accountability at all levels drives results
Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country.
Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.
Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions.
Learn more at www.prosper.com.
We're on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity.
We realize that new ideas can come from everywhere.

Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.

This listing is sourced directly from Prosper's careers page and normalized into a canonical job model.