Modulr

VP, Payments Risk & Compliance

Orlando, FL · Vp · Full-time

Sponsorship not specifiedDetected 54 days ago

RailsComputer VisionComplianceStakeholder ManagementOnboardingCadenceLeadershipCollaboration

About the role

This is a foundational leadership role in our US expansion, reporting into the US Managing Director and working closely with UK Risk, Compliance, Product, and Engineering teams.

Build and Lead the US Risk & Compliance Function
Implement and manage the US risk and compliance framework aligned to sponsor bank requirements
Support regulatory inquiries, audits, and periodic bank reviews
Implement existing global fraud prevention tools and frameworks with risk controls across account-to-account and embedded payments
Build and scale the US risk and compliance team as hiring cadence increases
Establish general risk KPIs, establish US-specific incident management frameworks, and develop relevant reporting.
Collaborate closely with Product and Engineering to embed risk-by-design into new payment capabilities
Work directly with UK Global Center of Risk and Compliance Excellence to support operational needs of the US
Drive operational readiness for pilot launches and broader market rollout
Opportunity to build and lead the US risk and compliance framework from inception

You have operated within a fintech, sponsor-bank, or global payments environment and understand both the commercial ambition and regulatory rigor required to scale safely.
You combine practical, hands-on expertise in designing controls ad policies with the experience of engaging sponsor bank executives and regulators effectively.
Extensive experience in payments, fintech, banking, or regulated financial services
Experience working with sponsor banks, BaaS programs, or embedded finance models
Strong knowledge of KYC/KYB, BSA/AML, OFAC, transaction monitoring, and fraud controls
Experience navigating multi-state regulatory considerations
East Coast based (required)
Experience in scaling a US fintech from launch phase to regulated maturity
Experience implementing or overseeing Alloy, Actimize, Sardine, Unit21, or similar compliance tooling
Knowledge of avoiding or structuring around Money Transmitter License requirements

VP, Payments Risk & Compliance
Our focus is high-frequency, business-critical payment flows across payroll, lending, earned wage access, and platform ecosystems.
The result is a trusted execution layer for embedded finance in both established European markets and the growing US opportunity.

Now expanding into the US, Modulr has launched the same programmable, API-first infrastructure across ACH, RTP, FedNow, and push-to-card networks in partnership with leading sponsor banks and FIS. Our focus is high-frequency, business-critical payment flows across payroll, lending, earned wage access, and platform ecosystems.
By combining regulatory oversight, operational resilience, and modern payment connectivity, Modulr helps customers move money faster, reduce manual processes, improve liquidity visibility, and create differentiated financial experiences. The result is a trusted execution layer for embedded finance in both established European markets and the growing US opportunity.
Now expanding into the US, Modulr has launched the same programmable, API-first infrastructure across ACH, RTP, FedNow, and push-to-card networks in partnership with leading sponsor banks and FIS.
By combining regulatory oversight, operational resilience, and modern payment connectivity, Modulr helps customers move money faster, reduce manual processes, improve liquidity visibility, and create differentiated financial experiences.

You combine practical, hands-on expertise in designing controls ad policies with the experience of engaging sponsor bank executives and regulators effectively.

This listing is sourced directly from Modulr's careers page and normalized into a canonical job model.