Chime Financial, Inc

Chime Financial, Inc

Software Engineer, Deposits & Insights

San Francisco, CA, USA · Full-time

Sponsorship not specifiedDetected 22 days ago
RubyRailsBackend DevelopmentMachine LearningA/B TestingCollaborationMentoring

About the role

  • The Deposit & Insights team is looking for a skilled backend engineer to join our team.
  • You'll be leveraging deeply individualized spending insights and member spending behavior to give our members access to the best tools that enable them to spend safely.
  • This role involves collaborating cross functionally, experimenting quickly, and iterating on solutions to find the best points of conversion.

Responsibilities

  • Drive technical design and architectural decisions, while mentoring engineers and fostering cross-functional collaboration
  • Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts
  • Build and maintain robust, low-latency APIs and backend services that power our Trust and Safety platforms
  • Partner with data engineers, analysts, and product managers to ship impactful features that enhance member protection and experience
  • Evolve our experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale

Requirements

  • Engineers are required to participate in on-call rotation.
  • 3+ years of experience developing software in a production environment at scale
  • Proven experience with Ruby on Rails or comparable frameworks
  • To thrive in this role, you have
  • Experience with transactional databases and caching systems

Nice to have

  • Experience in fast-paced or early-stage environments is a strong plus

Compensation

  • The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000.
  • The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Benefits

  • Full-time employees are also eligible for a bonus, competitive equity package, and benefits.

This listing is sourced directly from Chime Financial, Inc's careers page and normalized into a canonical job model.