Elavon Inc.
CRE Sr. Credit Analyst
New York, NY · Senior
Stay score
odds of building a lasting career here
Sponsors, but it's cap-subject — you still face the weighted lottery (~30% per draw at Level II). Good if you win; have a cap-exempt backup on your list.
Lottery odds assume a STEM candidate.
Personalize to your clock →H-1B wage level
the lottery is wage-weighted — each level is one more entry
$16,839 more — $121,389 — moves this role to Level II and 2 lottery entries. That figure is inside the range the employer already advertised.
Based on the DOL prevailing wage for this occupation and worksite, a base salary of $121,389 would place this position at wage Level II. That figure is within the posted range, and I'd like to target it. This role classifies under "Credit Analysts" for prevailing-wage purposes.
DOL prevailing wage, 2026-27 wage year · Credit Analysts (13-2041) · New York-Newark-Jersey City, NY-NJ. Wage level is derived by USCIS from the offered wage, occupation and worksite; the occupation shown is inferred from the job title.
Employer immigration record
from this employer's Department of Labor filings
Green-card follow-through: 50%
Files H-1B transfers
Sourced from Department of Labor LCA, PERM and prevailing-wage disclosure data. Employer matching is by name, so figures may be split across an employer's legal entities. Absence of a filing means none appears in our copy of the data, not that none exists.
Community outcomes
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About the role
- Overseeing accurate and consistent financial statements spreads, quarterly trend analyses, quarterly monitoring reports and covenant tests in accordance with bank spreading standards and credit policies.
- Analyzing financial data and preparing comprehensive written analyses, analyzing portfolio credit quality and assisting with industry sector reviews, assisting Portfolio Managers in preparing and presenting credit requests for Credit Approval.
- Proactively identify and communicate emerging risks, mitigants, and other issues at the transaction and portfolio level
Responsibilities
- Support both existing property transactions (including refinancings) and ground‑up construction projects, including budget monitoring and monthly construction draw reviews through project completion
- The Commercial Real Estate (CRE) Senior Credit Analyst supports Relationship Managers and Portfolio Managers to manage an assigned portfolio of customer relationships.
- Transaction & Deal Support
Requirements
- Bachelor's degree, or equivalent work experience
- Three to five years of experience in a finance/analytical related role
- Experience authoring credit memoranda and presenting key risks, mitigants, and recommendations to approval committees
- Comfort operating with accountability-independently driving analyses while partnering closely with Relationship Managers, Portfolio Managers, and Credit Approvers
- Ability to execute straight forward credit requests for existing clients, author credit analyses and work with Credit Approvers within the bank
- Ability to independently participate in client bank meetings if necessary
- Familiarity with banking credit policy, loan documentation concepts, and CRE underwriting processes (construction, bridge, term, and portfolio facilities)
- Advanced proficiency in Microsoft Excel (cash flow modeling and scenario analysis) and the broader Microsoft Office Suite
- Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Nice to have
- Preferred Skills & Experience
- Experience with nCino, CoStar, and/or other CRE research platforms preferred
Compensation
- $104,550.00 - $123,000.00
Benefits
- Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work.
- That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.
- Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Review our full benefits available by employment status here.
Company info
- At U.S. Bank, we're on a journey to do our best.
Equal opportunity
- equal opportunity employer.
Visa & Work Authorization
- Strong foundation in CRE underwriting across multiple property types (cash flow, valuation, sponsor analysis, structure, and covenants)
This listing is sourced directly from Elavon Inc.'s careers page and normalized into a canonical job model.