Marqeta

Marqeta

FP&A Manager, GTM Finance - Credit Products

Remote, USA · Senior

Sponsorship not specified$128k-$160kDetected 62 days ago
SQLSnowflakeRESTData AnalysisFinancial ModelingAccountingForecastingExcelFP&ALeadershipMentoringRisk Modeling

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odds of building a lasting career here

55Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role82
Entry-level history0
PERM / green-card track0
Lottery odds (Level III)83
Fits your clock70

Sponsors, but it's cap-subject — you still face the weighted lottery (~45% per draw at Level III). Good if you win; have a cap-exempt backup on your list.

Lottery odds assume a STEM candidate.

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Employer immigration record

from this employer's Department of Labor filings

Green-card follow-through: 63%

Of 16 labor certifications old enough to have been used, 6 expired without the employer filing the next step. Median time from filing to decision: 500 days.100% of their filings were for a worker who already held the job.Only certifications past the 180-day window are counted — recent ones cannot have expired yet.

Files H-1B transfers

2 transfer filings in the last year, covering 2 workers. Median labor-condition decision: 8 days. An employer that already files transfers is one that can take over an existing H-1B.

Sourced from Department of Labor LCA, PERM and prevailing-wage disclosure data. Employer matching is by name, so figures may be split across an employer's legal entities. Absence of a filing means none appears in our copy of the data, not that none exists.

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About the role

  • You'll flex in on debit and prepaid as needed, but credit is where you'll spend the majority of your time.
  • They come with different revenue mechanics, cost structures, and stakeholders - and modeling them well means understanding life-of-loan economics, vintage performance, capital efficiency, and revenue share splits across multiple parties.
  • You won't be on the sidelines forecasting - you'll be in the room helping Sales shape deals in real time, pressure-testing assumptions on interchange splits, loss curves, and program economics.

Responsibilities

  • We lead with humility and set aside hierarchy to work as a team.
  • We drive forward with focus and agility.

Requirements

  • You already use AI tools in your day-to-day work, you have opinions about what's overhyped and what's actually useful, and you see AI as leverage to do more - not a threat or a checkbox
  • Excellent written and verbal communicator - you can take a messy credit deal structure with five moving parts and turn it into a one-slide answer for an executive
  • Familiarity with BIN sponsorship economics and direct bank partnership structures
  • Working knowledge of credit risk modeling concepts: expected loss, vintage analysis, behavioral scoring
  • Working knowledge of capital markets concepts relevant to credit card receivables: warehouse facilities, securitization, cost of funds
  • Familiarity with credit card regulatory framework (Reg Z, CFPB requirements, state usury considerations)

Nice to have

  • Model multi-party revenue share structures across program manager, sponsor bank, processor, and network - and stress-test how the splits behave at different volume and performance tiers
  • Stay close to credit product evolution, regulatory developments (Reg Z, CFPB, state usury), and competitive dynamics in the credit issuing space - and bring that intelligence into every deal
  • Bachelor's degree in a quantitative field - Finance, Accounting, Economics, Engineering, Math, or any discipline that built your numerical fluency
  • 6-8 years of experience in financial planning and analysis, deal desk, pricing, credit product finance, or a related GTM finance function - with meaningful exposure to credit card or lending economics
  • Comfortable across the credit economics stack.
  • You understand how interchange, finance charges, rewards funding, loss provisioning, and cost of funds combine into deal-level economics.
  • Vintage curves, charge-off rates, and revolve behavior aren't foreign concepts
  • You're the person other teams want in the room when a credit deal gets complicated

Compensation

  • To support Flex First, we calibrate pay to a competitive value according to working location.
  • Annual "development dollars" to support our people growth and development

Benefits

  • Multiple health insurance options
  • Flexible time off - take what you need
  • Retirement savings program with company contribution and after tax contributions
  • Equity in a publicly-traded company and an Employee Stock Purchase Program
  • Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
  • Monthly stipend to support our remote work model

Equal opportunity

  • Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging.

Visa & Work Authorization

  • Familiarity with BIN sponsorship economics and direct bank partnership structures
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This listing is sourced directly from Marqeta's careers page and normalized into a canonical job model.