Marqeta

Marqeta

FP&A Manager, GTM Finance - Credit Products

Remote, USA

Sponsorship not specified$128k-$160kDetected 2 days ago
SQLSnowflakeRESTData AnalysisFinancial ModelingAccountingForecastingExcelFP&ALeadershipMentoringRisk Modeling

About the role

  • You'll flex in on debit and prepaid as needed, but credit is where you'll spend the majority of your time.
  • They come with different revenue mechanics, cost structures, and stakeholders - and modeling them well means understanding life-of-loan economics, vintage performance, capital efficiency, and revenue share splits across multiple parties.
  • You won't be on the sidelines forecasting - you'll be in the room helping Sales shape deals in real time, pressure-testing assumptions on interchange splits, loss curves, and program economics.

Responsibilities

  • We own our work from start to finish.
  • We drive forward with focus and agility.

Requirements

  • Bachelor's degree in a quantitative field - Finance, Accounting, Economics, Engineering, Math, or any discipline that built your numerical fluency
  • 6-8 years of experience in financial planning and analysis, deal desk, pricing, credit product finance, or a related GTM finance function - with meaningful exposure to credit card or lending economics
  • You already use AI tools in your day-to-day work, you have opinions about what's overhyped and what's actually useful, and you see AI as leverage to do more - not a threat or a checkbox
  • Excellent written and verbal communicator - you can take a messy credit deal structure with five moving parts and turn it into a one-slide answer for an executive
  • Familiarity with BIN sponsorship economics and direct bank partnership structures
  • Working knowledge of credit risk modeling concepts: expected loss, vintage analysis, behavioral scoring
  • Working knowledge of capital markets concepts relevant to credit card receivables: warehouse facilities, securitization, cost of funds
  • Familiarity with credit card regulatory framework (Reg Z, CFPB requirements, state usury considerations)

Nice to have

  • A tier for the most expensive working areas, like the San Francisco Bay area and New York City.
  • Visit this page or consult with a Recruiter to determine which tier would be applicable to you.
  • Free therapy sessions, financial and professional coaching, and legal advice
  • Through Flex First, the freedom to live and work wherever you and your family thrive
  • Model multi-party revenue share structures across program manager, sponsor bank, processor, and network - and stress-test how the splits behave at different volume and performance tiers

Compensation

  • To support Flex First, we calibrate pay to a competitive value according to working location.
  • Annual "development dollars" to support our people growth and development

Benefits

  • Multiple health insurance options
  • Flexible time off - take what you need
  • Retirement savings program with company contribution and after tax contributions
  • Equity in a publicly-traded company and an Employee Stock Purchase Program
  • Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
  • Monthly stipend to support our remote work model

Company info

  • With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success.
  • Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on.

Equal opportunity

  • Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging.

Visa & Work Authorization

  • Familiarity with BIN sponsorship economics and direct bank partnership structures

This listing is sourced directly from Marqeta's careers page and normalized into a canonical job model.