ClarityPay
Director of Risk Management
Atlanta · Director
Sponsorship not specified$120k-$200kDetected 73 days ago
PythonSQLData AnalysisData ScienceStatisticsLeadershipUnderwriting
About the role
- This is a senior, high-impact role well-suited for a strategic thinker with deep credit risk experience in fintech or lending.
Responsibilities
- You'll collaborate cross-functionally with Data, Product, and Revenue teams to strengthen our underwriting, exposure, fraud, and repayment strategies-balancing innovation with rigor and compliance.
- Own and evolve the risk strategy across the lifecycle: onboarding, limit assignment, early-stage collections, and default management
- Partner with engineering and data teams to build resilient, automated decision systems
- Develop and monitor risk KPIs across products and merchant portfolios
- Opportunities to grow, lead, and shape the future of consumer finance
Requirements
- 8+ years of experience in consumer or SMB credit risk strategy at a fintech, bank, or credit-focused startup
- Familiarity with Data science model development life cycle.
- Proven ability to translate data into strategic decisions and communicate clearly with exec stakeholders
- Familiarity with U.S. consumer credit regulations (FCRA, ECOA, UDAAP, etc.)
- Bachelor's degree in a quantitative field (e.g., Economics, Finance, Statistics, Engineering); advanced degree a plus
- Experience building and managing credit policies and decisioning for installment loans or revolving credit
- Proficiency in SQL and data analytics; familiarity with Python or business intelligence tools a plus
Nice to have
- Experience launching and scaling credit programs at early-stage fintechs
- Direct experience with BNPL, embedded finance, or POS lending
- Background in regulatory exam readiness or second-line governance
- Prior leadership or team management experience
- Bachelor's degree in a quantitative field (e.g., Economics, Finance, Statistics, Engineering)
- advanced degree a plus
- Proficiency in SQL and data analytics
- familiarity with Python or business intelligence tools a plus
Skills
- Guide the implementation of credit policies and early warning frameworks
- Represent the Risk function in cross-functional initiatives and leadership discussions
Compensation
- Ready to redefine consumer lending with us?
- Apply today and join a passionate team committed to making financial clarity a reality.
- We celebrate diversity and are committed to creating an inclusive environment for all employees.
- $120,000 to $200,000
Benefits
- Competitive compensation and equity package
- Comprehensive benefits (medical, dental, vision)
Company info
- We are a remote-first team, with a preference for candidates based in the U.S.
- Hybrid options available for those located in Atlanta
- This role reports to the Chief Credit Officer
Equal opportunity
- ClarityPay is an equal opportunity employer.
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This listing is sourced directly from ClarityPay's careers page and normalized into a canonical job model.