Upstart

Upstart

Senior Software Engineer, Identity Platform

United States | Remote · Senior

Sponsorship not specified$167k-$231kDetected 12 days ago
JavaC#RubyKotlinNext.jsDockerDevOpsgRPCOAuthSparkA/B TestingCybersecurityAccessibilityCadenceCommunicationProblem Solving

About the role

  • Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
  • But the numbers only hint at the impact.
  • Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

Responsibilities

  • Design, develop, and optimize secure and scalable authentication and authorization systems.
  • Collaborate with cross-functional teams to improve Identity and Access Management (IAM) capabilities, including OAuth, OpenID Connect, MFA, and SSO.
  • Partner with Security teams to enhance security policies and standards, ensuring protection against threats and unauthorized access.
  • Drive best engineering practices for clean, maintainable, and efficient code.
  • Mentor and collaborate with other engineers to elevate the team's technical skills and knowledge.
  • As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that's both radically intelligent and deeply human.
  • And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you'll have the support to work in the way that works best for you.

Requirements

  • Bachelor's degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 4 years of experience
  • Strong proficiency in backend technologies (e.g., Kotlin, Java, Ruby, C#).
  • Hands-on experience with authentication and authorization protocols (OAuth 2.0, OpenID Connect, SAML).
  • Ability to balance the needs of the business with engineering best practices and security considerations.
  • Experience with AI Coding tools such as Cursor, Claude Code etc.

Nice to have

  • Experience working with IAM platforms and security services.
  • Knowledge of A/B testing, gRPC, and DevOps practices.
  • Experience with Keycloak, NextJS, and Ruby is a plus.
  • Proven ability to influence technical direction without direct authority.
  • Strong product and analytical mindset, capable of making trade-offs between risk, ROI, and performance.
  • Experience working at companies experiencing rapid growth and scaling challenges.
  • Strong sense of ownership and accountability for the quality and timely delivery of work

Skills

  • Individual pay is also determined by job-related skills, experience, and relevant education or training.

Compensation

  • At Upstart, your base pay is one part of your total compensation package.
  • The anticipated base salary for this position is expected to be within the below range.
  • United States | Remote - Anticipated Base Salary Range
  • Canada | Remote - Anticipated Base Salary Range
  • $166,900 - $230,900 USD
  • $153,000 - $190,000 USD

Benefits

  • In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
  • Participate in architectural discussions, helping to shape the long-term vision of Identity Platform.

Company info

  • At Upstart, the Identity and Experimentation Platform Team plays a pivotal role in shaping the security and accessibility of our cutting-edge lending products, including Personal Loans, Auto Loans, and Home Loans.
  • We are responsible for creating, securing, and managing borrower and partner identities, ensuring a seamless and secure experience at every touchpoint.
  • As part of our team, you'll work on the Authentication, Authorization and Experimentation Platform, driving both backend security and frontend user experiences.
  • Our mission is to enable frictionless, secure authentication while safeguarding sensitive data from unauthorized access.If you're passionate about building scalable security solutions and delivering intuitive user experiences, come be a part of a team that makes financial access more accessible, safer, smarter, and seamless for everyone!
  • As a Senior Software Engineer on Upstart's Identity Platform Team, you'll play a critical role in building and securing our authentication, authorization and experimentation systems.
  • You will be responsible for ensuring that borrowers and partners experience a seamless, secure, and scalable identity framework across our lending products, including Personal Loans, Auto Loans, and Home Loans.You'll work closely with vertical Engineering, Product, and Security teams to develop and experiment solutions that enhance security, improve authentication flows, and drive innovation in Identity and Access Management (IAM) and Experimentation spaces.
  • This role is ideal for someone who enjoys solving complex technical challenges, values clean and scalable architecture, and is eager to make a significant impact on a high-visibility platform.
  • Improve Experimentation platform and Lifecycle across the Upstart Network Inc Products.
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This listing is sourced directly from Upstart's careers page and normalized into a canonical job model.