ott
Senior Compliance Director – Payments & Digital Assets
Toronto, Ontario · Director
Sponsorship not specifiedDetected 20 days ago
SwiftComplianceExcelLeadershipUnderwriting
About the role
- OTT Pay Inc. is an established, fully funded fintech company focused on delivering streamlined financial payment solutions.
- At OTT Pay, you will find abundant opportunities for professional growth, working alongside a talented and diverse team from various industries.
- Our collaborative and innovative environment fosters learning and development, empowering you to excel and make a tangible impact.
Responsibilities
- Lead compliance governance for credit, prepaid, and debit card programs.
- Interpret and implement Visa and Mastercard rules, BIN responsibilities, and issuer obligations.
- Manage chargeback programs, fraud ratios, and dispute monitoring (VROL/Mastercom).
- Manage due diligence requirements for correspondent banking relationships and ensure adherence to the FATF Travel Rule and local transfer regulations.
- Support government and regulatory examinations, audits, and remediation actions.
- IPO & Investment Banking Support
- Support IPO and pre-IPO compliance readiness.
- Clearly document entity obligations, responsibility boundaries, and risk disclosures.
- Issuing Governance: Lead compliance governance for credit, prepaid, and debit card programs.
- Network & Dispute Management: Manage chargeback programs, fraud ratios, and dispute monitoring (VROL/Mastercom).
Requirements
- Required Expertise
- Minimum 10 years of experience in financial services compliance, with significant time spent in a leadership capacity.
- Expert knowledge of Canadian regulations ( FINTRAC, PCMLTFA ), with specific knowledge of the Retail Payment Activities Act (RPAA)
Nice to have
- Multi-jurisdiction compliance experience (North America plus Asia or Europe).
- IPO or pre-IPO compliance experience.
- Experience with BIN migration or sponsor-to-principal issuer transitions.
- Schedule: Mon - Fri, 9:00am to 5:30pm
- OTT Financial Group is committed to fostering an inclusive and accessible environment where all employees feel valued and respected, and where every employee can realize their potential.
- We appreciate all applicants for their interest
- however, only those candidates selected for an interview will be contacted.
Skills
- Card Issuing, Merchant Acquiring, Cross-Border Payments, and Digital Assets.
Compensation
- Competitive Salary depending on experience, plus performance bonus.
Benefits
- Extended Health, Dental, and Vision Benefits.
- Security: Life and Disability Insurance.
- Work-Life Balance: Generous Vacation Leave.
- Growth: Learning and Professional Development Support with tremendous opportunities for career advancement.
- Wellness: Free use of onsite Gym and Sports Facilities, and regular Company Social Events.
Company info
- With a strategic focus on both acquiring and issuing business, we are developing a mobile-first platform that offers a wide range of financial services, loyalty programs, and innovative products, including credit cards, payment solutions, e-commerce, gift cards, and more.
- We are a results-driven, forward-thinking organization that values goal orientation and continuous improvement.
- This is a unique chance to join a company dedicated to reshaping financial solutions for the future.
- We are seeking a highly experienced Senior Compliance
Visa & Work Authorization
- Act as the primary liaison with regulators (FINTRAC), card networks, sponsor banks, and issuing partners.
- Hands-on experience in both Card Issuing (Program Management, BIN Sponsorship) and Merchant Acquiring (KYB, Underwriting).
- Technical understanding of Visa/Mastercard Operating Regulations.
This listing is sourced directly from ott's careers page and normalized into a canonical job model.