Msigna
Credit Risk Analyst
VA-Alexandria, USA · Senior
Sponsorship not specifiedDetected 33 days ago
Financial ModelingFinancial AnalysisAccountingExcelLoad TestingResearchCommunicationCollaborationProblem SolvingPublic SpeakingUnderwriting
About the role
- MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions.
- Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.
- This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management.
Responsibilities
- Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
- Develop credit profiles and internal ratings to support underwriting decisions.
- Maintain financial models and provide forward-looking assessments of credit risk.
- Underwriting Support
- Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.
Requirements
- 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
- Knowledge of political and country risk factors impacting international trade and investment.
- Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody's, Fitch).
- Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.
- High attention to detail and strong problem-solving ability.
- It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
- It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.
Nice to have
- Bachelor's degree in Finance, Economics, Accounting, International Relations, or related field
- advanced degree or CFA designation preferred.
Skills
- Contribute to refining risk assessment methodologies, models, and underwriting tools.
- Strong financial statement analysis and credit modeling skills.
- Strong written and verbal communication skills for internal reporting and presentations.
Company info
- The analyst will contribute to the department's risk selection, exposure monitoring, and policy development, ensuring alignment with the company's risk appetite and strategic objectives.
Visa & Work Authorization
- icy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orient
This listing is sourced directly from Msigna's careers page and normalized into a canonical job model.