Hcgn
Credit Risk Director - Personal Loans
United States · Director
Sponsorship not specifiedDetected 1 day ago
Underwriting
About the role
- The Credit Risk Director for Personal Loans leads a team responsible for end-to-end credit risk management across the personal (unsecured installment) loan lifecycle, balancing risk, customer experience, and profitable growth. This role owns strategic direction, prioritization, and execution across acquisition and underwriting strategy, credit policy,
- risk-based pricing and loan structuring, portfolio management, and loss mitigation. The leader will elevate the team's approach to align with an advanced credit risk organization by introducing stronger segmentation, scorecard and model usage, test-and-learn discipline, decision science, monitoring, and implementation rigor. This position partners closely
Responsibilities
- This role owns strategic direction, prioritization, and execution across acquisition and underwriting strategy, credit policy, risk-based pricing and loan structuring, portfolio management, and loss mitigation.
Benefits
- Primary responsibilities include - Lead the vision,...
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