Ripple
Senior Staff Software Engineer, Financial Crimes
San Francisco, CA, United States · Staff+ · Full-time
Sponsorship not specified$236k-$295kDetected 2 days ago
JavaGoRustDistributed SystemsAWSCloud PlatformsKubernetesGrafanaAPI DevelopmentRESTgRPCIncident ResponseLeadershipCollaboration
Stay score
odds of building a lasting career here
59Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role80
Entry-level history0
PERM / green-card track0
Lottery odds (Level IV)94
Fits your clock70
Sponsors, but it's cap-subject — you still face the weighted lottery (~61% per draw at Level IV). Good if you win; have a cap-exempt backup on your list.
Lottery odds assume a STEM candidate.
Personalize to your clock →H-1B wage level
the lottery is wage-weighted — each level is one more entry
Level I$137,0931 entry
Level II$165,1312 entries
Level III$193,1493 entries
Level IV$221,1874 entries
This range already reaches Level IV — the maximum four lottery entries.
DOL prevailing wage, 2026-27 wage year · Software Developers (15-1252) · San Francisco-Oakland-Fremont, CA. Wage level is derived by USCIS from the offered wage, occupation and worksite; the occupation shown is inferred from the job title.
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About the role
- It's big, it's bold, and we're already doing it.
- And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.
- Every payment that flows across our network passes through real-time financial crimes controls: sanctions screening, wallet risk analysis, transaction monitoring, and travel rule compliance.
Responsibilities
- Drive the hardest, highest-ambiguity technical problems end to end: multi-vendor failover, sub-second decisioning under load, regulator-grade auditability, and resilience across partial dependency failures
- Set technical direction that extends beyond FinCrimes: define the integration contracts, resilience patterns, and compliance primitives that partner engineering teams adopt, and drive alignment across organizational boundaries where no single team owns the outcome
- Anticipate platform risks and scaling constraints years before they become incidents, and lead the initiatives that address them
- Partner directly with executive leadership across Engineering, Compliance, Legal, and Product to shape how regulatory requirements become engineering reality, and represent the platform's technical position to auditors, regulators, and external partners
- Multiply the technical capability of the organization: mentor staff and senior engineers, elevate design quality through architecture review, and raise the ceiling of what the team can take on
- 12+ years building production backend systems, with deep expertise in Java (or comparable JVM languages, Go, Rust)
- A track record of owning architecture for complex distributed systems at scale across multiple teams or organizations, defining the designs that others build against and that outlast your involvement
- Demonstrated ability to set technical direction at the organizational level and drive adoption of standards and patterns across team boundaries without formal authority
- Strong resilience and distributed-systems design instincts: failover, graceful degradation, idempotency, high-throughput real-time decisioning, and designing systems that survive the failure of dependencies you do not control
- Excellent API design judgment (REST/gRPC) and a history of establishing patterns that become organizational defaults
Nice to have
- Working knowledge of Kubernetes, observability tooling (Grafana, OpenTelemetry, or similar), and cloud infrastructure (AWS preferred)
- Experience in fintech, payments, identity, or compliance technology is a strong plus, though exceptional systems architects from adjacent high-stakes domains are welcome
Skills
- Ripple is building the
- Internet of Value:
- infrastructure that moves money as fast as information moves today.
- The problem space is genuinely hard:
Compensation
- For positions that will be based in CA, the annual salary range for this position is below.
- CA Annual Base Salary Range
- $236,000 - $295,000 USD
Benefits
- A learning environment where you can dive deep into the latest technologies and make an impact.
- A professional development budget to support other modes of learning.
- Competitive salary, bonuses, and equity
- Mobile phone stipend
- Generous vacation policy - work with your manager to take time off when you need it
- Industry-leading parental leave policies.
- Family planning benefits.
- This range does not include equity or additional compensation, such as bonuses or commissions.
- Generous wellness reimbursement and weekly onsite & virtual programming
Company info
- Do Your Best Work
- A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
- Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
- In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
- Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
- We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!
- Take Control of Your Finances
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Take Care of Yourself
- R&R days so you can rest and recharge
Equal opportunity
- Equal Opportunity Employer.
Visa & Work Authorization
- plicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, militar
This listing is sourced directly from Ripple's careers page and normalized into a canonical job model.