Citi
Digital PM Lead Analyst - C13 - NEW YORK
New York New York United States · Full-time
Sponsorship not specified$157k-$236kDetected 22 days ago
PythonData AnalysisStakeholder ManagementNegotiationFinancial ModelingFinancial AnalysisAccountingExcelValuationProcurementPerformance ManagementLeadershipCommunicationPublic SpeakingMicrosoft OfficeUnderwriting
About the role
- The successful candidate will need to combine investment judgment, credit and asset finance intuition, strategic thinking, internal stakeholder management, governance discipline and portfolio value creation.
- The role will work closely with senior stakeholders across Markets, Risk, Securitization, Structured Finance, Private Credit, Operations, Technology, Legal, Compliance, Finance, Accounting, Treasury and other control functions.
- The role requires someone who can move between external market engagement, detailed investment work, credit and asset analysis, internal governance and senior stakeholder management without losing discipline or commercial focus.
Responsibilities
- Develop and maintain investment theses in priority areas and convert those theses into actionable pipeline, diligence plans and investment recommendations
- Lead or support the full transaction lifecycle, including initial screen, strategic rationale, financial analysis, valuation, commercial diligence, risk assessment, governance review, term sheet negotiation, documentation and internal approvals
- Partner with business stakeholders to validate commercial use cases, identify internal sponsors, test adoption assumptions and establish measurable strategic outcomes before and after investment
- Support negotiations with founders, management teams, existing investors, financial sponsors, strategic co-investors and commercial counterparties
- Manage a portfolio of existing investments, including regular performance reviews, valuation updates, risk assessments, board preparation and internal stakeholder reporting
- Drive value creation from existing portfolio companies by converting strategic intent into measurable adoption, revenue, cost reduction, better asset access, improved underwriting, operational efficiency or faster time to market
- Identify portfolio risks early, escalate appropriately and work with internal partners to determine remediation, restructuring, follow-on, exit or impairment recommendations
- Represent Citi professionally with founders, venture investors, financial sponsors, private credit platforms, lending businesses, infrastructure providers, fintech companies and strategic partners
- Ability to understand how a technology company, lending platform or asset finance infrastructure provider can create practical business value inside a large global financial institution
Requirements
- Strong commercial judgment and ability to distinguish attractive companies from investable strategic opportunities for Citi
- Ability to analyze asset performance, credit risk, funding models, unit economics, cohort performance, default curves, loss assumptions, advance rates, servicing quality and capital intensity
- Ability to evaluate investment structures, shareholder rights, governance rights, downside protections, conflicts, regulatory considerations and commercial obligations
- Strong written communication skills, with the ability to produce concise, senior-ready investment memos and recommendations
- Strong verbal communication skills, with the ability to engage senior stakeholders, founders, investors and control functions directly and credibly
- Ability to operate independently in a highly matrixed global organization and influence stakeholders without direct authority
- Comfort with ambiguity, incomplete information and fast-moving transaction processes
- Experience investing in or advising specialty lending, private credit, asset-backed finance, fintech, embedded finance, servicing, data, analytics, workflow automation or AI-enabled financial services companies
- Experience working directly with lending, securitization, structured finance, credit risk, capital markets, banking, operations or technology teams in a global financial institution
- Experience with warehouse facilities, forward flow agreements, securitizations, credit funds, asset-backed structures or lending platform economics
Nice to have
- Strong proficiency in Excel and PowerPoint
- familiarity with data analysis tools, AI tools or Python is a plus
- Preferred experience
Skills
- Jul 07, 2026 ------------------------------------------------------
- View Citi's EEO Policy Statement and the Know Your Rights poster.
Compensation
- $157,040.00 - $235,560.00
- In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.
- Available offerings may vary by jurisdiction, job level, and date of hire.
- Please see the requirements listed above. ------------------------------------------------------
- For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------
- Most Relevant Skills
Benefits
- Citi offers competitive employee benefits, including:
- medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
- Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
- For additional information regarding Citi employee benefits, please visit citibenefits.com.
Company info
- Strong attention to detail, sound judgment, intellectual curiosity and willingness to challenge assumptions
Equal opportunity
- If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
This listing is sourced directly from Citi's careers page and normalized into a canonical job model.