covu
Chief Financial Officer (CFO) — AI-Native Insurance & Acquisitions Platform
California, California · Exec · Contract
Sponsorship not specified$12k-$20kDetected 20 days ago
Data EngineeringFinancial AnalysisAccountingForecastingValuationM&AFP&AProcurementLeadershipFinancial ReportingInternal AuditUnderwriting
About the role
- The CFO is also the economic architect of COVU's AI-native operating model.
- This role ensures capital deployment, automation, service quality, and margin expansion reinforce one another.
Responsibilities
- Lead debt financing strategy and execution: warehouse lines, senior secured facilities, acquisition financing, working capital structures, and other credit products.
- Build and own lender materials: credit story, collateral and covenant proposals, portfolio performance reporting, and diligence packages.
- Own liquidity planning, capital allocation, and covenant/compliance governance.
- Build an FP&A function that drives predictable performance: budget, forecast, scenario planning, and weekly/monthly operating cadence.
- Create an operating rhythm where performance becomes measurable, explainable, and devoid of surprises.
- Own unit economics, cohort and margin analysis, and acquisition ROI tracking.
- Develop workflow-level cost-to-serve baselines and automation ROI models that quantify AI-driven leverage.
- Partner with Product and Operations to ensure service quality, automation adoption, and margin expansion are measured in an integrated system - not in silos.
- COVU is building the AI-native operating stack for insurance distribution - combining software, services, markets, and capital.
- We partner with, operate, and acquire independent insurance agencies to turn fragmented service businesses into a scalable platform with data, automation, and product at the core.
Nice to have
- reporting, controls, forecasting, KPIs, and team.
- High integrity, strong judgment, and operational rigor.
- Strongly Preferred
- Experience in insurance brokerage, fintech-enabled services, roll-ups, or multi-entity regulated businesses.
- Experience with credit products tied to cash-flowing portfolios (senior secured, asset-backed, warehouse facilities, etc.).
- Demonstrated experience tying automation, service quality, and financial outcomes together in a technology-enabled services or operational platform environment.
- Proven willingness to say "no" to growth or capital deployment when operating leverage, integration capacity, or CX readiness is insufficient.
- Track record partnering with operators (not just reporting after the fact).
Compensation
- Lead the annual financial audit end-to-end.
Benefits
- The CFO will own capital planning across debt and equity, support the CEO in equity fundraising, and build the operating visibility needed to scale with discipline.
- determine the optimal balance of debt vs. equity to support acquisitions and operating needs.
This listing is sourced directly from covu's careers page and normalized into a canonical job model.